{"id":43,"date":"2023-04-12T16:42:53","date_gmt":"2023-04-12T08:42:53","guid":{"rendered":"https:\/\/\/?p=43"},"modified":"2023-12-07T11:39:14","modified_gmt":"2023-12-07T03:39:14","slug":"manage-finances","status":"publish","type":"post","link":"https:\/\/\/manage-finances\/","title":{"rendered":"\u3010\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\u3011\u8b8a\u6709\u9322\u7684\u7406\u8ca1\u898f\u52836\u6b65\u9a5f\uff0c\u9019\u6b65\u7d55\u4e0d\u80fd\u5ffd\u7565"},"content":{"rendered":"\n<p>\u4f60\u77e5\u9053\u55ce\uff1f\u8ca1\u5bcc\u7684\u7d2f\u7a4d\u548c\u4f60\u662f\u5426\u505a\u597d\u7406\u8ca1\u548c\u6295\u8cc7\u898f\u5283\u662f\u6709\u5f37\u70c8\u7684\u6b63\u76f8\u95dc\u7684\uff0c\u300c\u4f60\u4e0d\u7406\u8ca1\uff0c\u8ca1\u4e0d\u7406\u4f60\u300d\u9019\u53e5\u8a71\u662f\u78ba\u5be6\u7684\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u7406\u8ca1\u4e26\u4e0d\u662f\u62fc\u547d\u5b58\u9322\u5c31\u597d\uff0c\u592a\u57f7\u8457\u65bc\u5b58\u9322\u7684\u60c5\u6cc1\u4e0b\u5f80\u5f80\u6703\u8b93\u4f60\u5bb9\u6613\u5c0d\u7406\u8ca1\u5931\u53bb\u4fe1\u5fc3\u6216\u8005\u7121\u6cd5\u6301\u4e4b\u4ee5\u6046\uff0c\u5728\u8a02\u4e0b\u5b58\u9322\u76ee\u6a19\u4e4b\u524d\uff0c\u4f60\u5fc5\u9808\u5148\u8db3\u5920\u4e86\u89e3\u81ea\u5df1\u7684\u72c0\u6cc1\u3002<\/p>\n\n\n\n<p>\u90a3\u7a76\u7adf\u61c9\u8a72\u8981\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\u5728\u9019\u7bc7\u6211\u6703\u548c\u4f60\u5206\u4eab\u5982\u4f55\u8b8a\u6709\u93226\u500b\u7406\u8ca1\u898f\u5283\u6b65\u9a5f\uff0c\u5176\u4e2d\u6700\u5f8c\u4e00\u9805\u6b65\u9a5f\u662f\u6700\u5e38\u88ab\u5ffd\u7565\u537b\u540c\u6642\u5c0d\u5c0f\u8cc7\u65cf\u4f86\u8aaa\u975e\u5e38\u91cd\u8981\u7684\u4e00\u74b0\uff0c\u90a3\u9ebc\u6211\u5011\u5c31\u8d95\u5feb\u958b\u59cb\u5427\uff01<\/p>\n\n\n\n<!--more-->\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u5167\u5bb9\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-66131b1acab27\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #453c2a;color:#453c2a\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #453c2a;color:#453c2a\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-66131b1acab27\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"\u7406\u8ca1\u898f\u5283\u662f\u4ec0\u9ebc\uff1f\">\u7406\u8ca1\u898f\u5283\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=/index.html"https:\/\/\/manage-finances\/#%E5%A6%82%E4%BD%95%E5%81%9A%E5%A5%BD%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83%EF%BC%9F\" title=\"\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\">\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_1%EF%BC%9A%E8%A8%AD%E5%AE%9A%E4%BD%A0%E7%9A%84%E7%90%86%E8%B2%A1%E7%9B%AE%E6%A8%99\" title=\"\u7406\u8ca1\u898f\u5283Step 1\uff1a\u8a2d\u5b9a\u4f60\u7684\u7406\u8ca1\u76ee\u6a19\">\u7406\u8ca1\u898f\u5283Step 1\uff1a\u8a2d\u5b9a\u4f60\u7684\u7406\u8ca1\u76ee\u6a19<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_2%EF%BC%9A%E8%BF%BD%E8%B9%A4%E8%87%AA%E5%B7%B1%E7%9A%84%E6%B6%88%E8%B2%BB%E7%BF%92%E6%85%A3\" title=\"\u7406\u8ca1\u898f\u5283Step 2\uff1a\u8ffd\u8e64\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163\">\u7406\u8ca1\u898f\u5283Step 2\uff1a\u8ffd\u8e64\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=/index.html"https:\/\/\/manage-finances\/#%E4%B8%80%E3%80%81%E8%88%87%E5%85%B6%E6%83%B3%E8%91%97%E6%B8%9B%E5%B0%91%E9%96%8B%E9%8A%B7%EF%BC%8C%E4%B8%8D%E5%A6%82%E6%83%B3%E6%80%8E%E9%BA%BC%E8%8A%B1%E7%9C%9F%E7%9A%84%E9%96%8B%E5%BF%83\" title=\"\u4e00\u3001\u8207\u5176\u60f3\u8457\u6e1b\u5c11\u958b\u92b7\uff0c\u4e0d\u5982\u60f3\u600e\u9ebc\u82b1\u771f\u7684\u958b\u5fc3\">\u4e00\u3001\u8207\u5176\u60f3\u8457\u6e1b\u5c11\u958b\u92b7\uff0c\u4e0d\u5982\u60f3\u600e\u9ebc\u82b1\u771f\u7684\u958b\u5fc3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_3%EF%BC%9A%E5%85%88%E4%BB%98%E9%8C%A2%E7%B5%A6%E8%87%AA%E5%B7%B1\" title=\"\u7406\u8ca1\u898f\u5283Step 3\uff1a\u5148\u4ed8\u9322\u7d66\u81ea\u5df1\">\u7406\u8ca1\u898f\u5283Step 3\uff1a\u5148\u4ed8\u9322\u7d66\u81ea\u5df1<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=/index.html"https:\/\/\/manage-finances\/#%E4%B8%80%E3%80%81%E6%95%99%E4%BD%A0%E8%81%B0%E6%98%8E%E5%AD%98%E9%8C%A2\" title=\"\u4e00\u3001\u6559\u4f60\u8070\u660e\u5b58\u9322\">\u4e00\u3001\u6559\u4f60\u8070\u660e\u5b58\u9322<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=/index.html"https:\/\/\/manage-finances\/#%E4%BA%8C%E3%80%81%E6%9C%80%E4%BD%8E%E5%AD%98%E9%8C%A2%E6%AF%94%E4%BE%8B\" title=\"\u4e8c\u3001\u6700\u4f4e\u5b58\u9322\u6bd4\u4f8b\">\u4e8c\u3001\u6700\u4f4e\u5b58\u9322\u6bd4\u4f8b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_4%EF%BC%9A%E7%90%86%E5%82%B5%E5%A5%BD%E5%82%B5_vs_%E5%A3%9E%E5%82%B5\" title=\"\u7406\u8ca1\u898f\u5283Step 4\uff1a\u7406\u50b5(\u597d\u50b5 vs \u58de\u50b5)\">\u7406\u8ca1\u898f\u5283Step 4\uff1a\u7406\u50b5(\u597d\u50b5 vs \u58de\u50b5)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=/index.html"https:\/\/\/manage-finances\/#%E4%B8%80%E3%80%81%E4%BB%80%E9%BA%BC%E6%98%AF%E5%A5%BD%E5%82%B5%EF%BC%9F\" title=\"\u4e00\u3001\u4ec0\u9ebc\u662f\u597d\u50b5\uff1f\">\u4e00\u3001\u4ec0\u9ebc\u662f\u597d\u50b5\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=/index.html"https:\/\/\/manage-finances\/#%E4%BA%8C%E3%80%81%E4%BB%80%E9%BA%BC%E6%98%AF%E5%A3%9E%E5%82%B5%EF%BC%9F\" title=\"\u4e8c\u3001\u4ec0\u9ebc\u662f\u58de\u50b5\uff1f\">\u4e8c\u3001\u4ec0\u9ebc\u662f\u58de\u50b5\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=/index.html"https:\/\/\/manage-finances\/#%E4%B8%89%E3%80%81%E5%85%88%E7%90%86%E5%82%B5%EF%BC%8C%E5%86%8D%E7%90%86%E8%B2%A1\" title=\"\u4e09\u3001\u5148\u7406\u50b5\uff0c\u518d\u7406\u8ca1\">\u4e09\u3001\u5148\u7406\u50b5\uff0c\u518d\u7406\u8ca1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_5%EF%BC%9A%E6%BA%96%E5%82%99%E7%B7%8A%E6%80%A5%E9%A0%90%E5%82%99%E9%87%91\" title=\"\u7406\u8ca1\u898f\u5283Step 5\uff1a\u6e96\u5099\u7dca\u6025\u9810\u5099\u91d1\">\u7406\u8ca1\u898f\u5283Step 5\uff1a\u6e96\u5099\u7dca\u6025\u9810\u5099\u91d1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_6%EF%BC%9A%E5%BF%85%E8%A6%81%E4%BF%9D%E9%9A%AA\" title=\"\u7406\u8ca1\u898f\u5283Step 6\uff1a\u5fc5\u8981\u4fdd\u96aa\">\u7406\u8ca1\u898f\u5283Step 6\uff1a\u5fc5\u8981\u4fdd\u96aa<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=/index.html"https:\/\/\/manage-finances\/#%E4%B8%80%E3%80%81%E5%A6%82%E4%BD%95%E4%BF%9D%E5%B0%8D%E4%BF%9D%E9%9A%AA%EF%BC%9F\" title=\"\u4e00\u3001\u5982\u4f55\u4fdd\u5c0d\u4fdd\u96aa\uff1f\">\u4e00\u3001\u5982\u4f55\u4fdd\u5c0d\u4fdd\u96aa\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=/index.html"https:\/\/\/manage-finances\/#%E4%BA%8C%E3%80%81%E4%BF%9D%E9%9A%AA%E4%B8%8D%E6%98%AF%E8%B6%8A%E5%A4%9A%E5%B0%B1%E8%B6%8A%E5%A5%BD\" title=\"\u4e8c\u3001\u4fdd\u96aa\u4e0d\u662f\u8d8a\u591a\u5c31\u8d8a\u597d\">\u4e8c\u3001\u4fdd\u96aa\u4e0d\u662f\u8d8a\u591a\u5c31\u8d8a\u597d<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=/index.html"https:\/\/\/manage-finances\/#%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83%E7%B8%BD%E8%A4%87%E7%BF%92\" title=\"\u7406\u8ca1\u898f\u5283\u7e3d\u8907\u7fd2\">\u7406\u8ca1\u898f\u5283\u7e3d\u8907\u7fd2<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading green-heading\" id=\"\u7406\u8ca1\u898f\u5283\" style=\"font-size:1.5em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>\u7406\u8ca1\u898f\u5283<\/strong>\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u958b\u59cb\u8ac7\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\u4e4b\u524d\uff0c\u6211\u5011\u5148\u4f86\u804a\u804a\u4ec0\u9ebc\u662f\u300c\u7406\u8ca1\u300d\u3002<\/p>\n\n\n\n<p>\u7406\u8ca1\u7684\u6838\u5fc3\u662f\u5229\u7528\u300c<a href=/index.html"https:\/\/\/cash-flow\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u73fe\u91d1\u6d41<\/a>\u300d\u7684\u6982\u5ff5\uff0c\u4e26\u900f\u904e\u300c\u6536\u5165\u652f\u51fa\u300d\u3001\u300c\u8cc7\u7522\u8ca0\u50b5\u300d\u53ca\u300c\u4fdd\u96aa\u300d\u90193\u5927\u8981\u7d20\u505a\u597d\u8ca1\u52d9\u5206\u914d\u4f86\u9054\u6210\u4f60\u7684\u4eba\u751f\u76ee\u6a19\uff0c\u4e5f\u8b93\u4f60\u4e0d\u7528\u70ba\u91d1\u9322\u800c\u7126\u616e\uff0c\u56e0\u6b64\u60f3\u8981\u7406\u597d\u8ca1\uff0c\u4f60\u4e00\u5b9a\u8981\u5148\u8a8d\u8b58\u73fe\u91d1\u6d41\u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u6703\u89ba\u5f97\u9322\u5f88\u5c11\u7684\u60c5\u6cc1\u4e0b\u81ea\u7136\u4e0d\u9700\u8981\u7406\u8ca1\uff0c\u4f46\u4e8b\u5be6\u662f\u6b63\u56e0\u70ba\u6c92\u6709\u6b63\u78ba\u7684\u7406\u8ca1\u89c0\u5ff5\u624d\u5c0e\u81f4\u4f60\u5b58\u6b3e\u59cb\u7d42\u4e0d\u591a\u3002<\/p>\n\n\n\n<p>\u771f\u6b63\u5584\u65bc\u7406\u8ca1\u7684\u4eba\u6240\u505a\u7684\u7406\u8ca1\u898f\u5283\u548c\u6295\u8cc7\u7684\u6642\u9593\uff0c\u5e7e\u4e4e\u662f\u90a3\u4e9b\u4e0d\u5584\u65bc\u7406\u8ca1\u7684\u4eba\u76842\u500d\uff0c\u53ef\u60dc\u7684\u662f\u5728\u6210\u9577\u7684\u904e\u7a0b\u4e2d\uff0c\u5e7e\u4e4e\u4e0d\u6703\u6709\u4eba\u6559\u6211\u5011\u8981\u7406\u8ca1\uff0c\u4ee5\u53ca\u53c8\u8981\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u958b\u6e90\u5f88\u91cd\u8981\uff0c\u4f46\u662f\u5982\u679c\u4f60\u8cfa\u5f97\u591a\u82b1\u5f97\u4e5f\u591a\uff0c\u90a3\u4f60\u4e5f\u4e0d\u6703\u6709\u4ec0\u9ebc\u5b58\u6b3e\uff0c\u5c31\u597d\u50cf\u5f88\u591a\u4eba\u5c0d\u6709\u9322\u4eba\u6703\u6709\u4e00\u500b\u932f\u8aa4\u7684\u8a8d\u77e5\uff0c\u89ba\u5f97\u958b\u8dd1\u8eca\u3001\u7a7f\u6234\u540d\u724c\u3001\u4f4f\u8c6a\u5b85\u5c31\u662f\u6709\u9322\u4eba\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u4f60\u4e00\u5b9a\u770b\u904e\u9019\u6a23\u7684\u65b0\u805e\uff0c\u5149\u9bae\u4eae\u9e97\u7684\u660e\u661f\u3001\u8463\u4e8b\u9577\u5728\u53bb\u4e16\u4e4b\u5f8c\u624d\u88ab\u767c\u73fe\u6709\u9f90\u5927\u7684\u8ca0\u50b5\uff0c\u6216\u8005\u904e\u53bb\u7684\u5967\u65af\u5361\u5f71\u5e1d\uff0c\u5c3c\u53ef\u62c9\u65af\u51f1\u5409\u6557\u514941\u5104\u3001\u5ba3\u544a\u7834\u7522\u3002<\/p>\n\n\n\n<p>\u800c\u771f\u6b63\u6709\u9322\u4eba\u53bb\u770b\u623f\u5b50\u7684\u6642\u5019\uff0c\u6709\u4e9b\u537b\u9a0e\u8457\u6469\u6258\u8eca\u3001\u7a7f\u8457\u593e\u8173\u62d6\uff0c\u6240\u4ee5\u4e00\u500b\u4eba\u6709\u6c92\u6709\u9322\uff0c\u4e0d\u662f\u770b\u4ed6\u7684\u82b1\u9322\u65b9\u5f0f\uff0c\u800c\u662f\u770b\u4ed6\u7684\u300c\u8cc7\u7522\u300d\u6709\u591a\u5c11\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u8cfa\u4e86\u9322\u5f88\u5feb\u5c31\u82b1\u5149\uff0c\u5c31\u50cf\u5728\u653e\u71b1\u6c34\u6d17\u6fa1\u6642\uff0c\u540c\u6642\u628a\u6392\u6c34\u7ba1\u6253\u958b\uff0c\u537b\u62b1\u6028\u600e\u9ebc\u7121\u6cd5\u628a\u71b1\u6c34\u5b58\u8d77\u4f86\u3002<\/p>\n<cite>\u2500\u2500\u66a2\u92b7\u66f8\u7c4d&lt;\u62ff\u9435\u56e0\u5b50&gt;<\/cite><\/blockquote>\n\n\n<script async data-uid=\"1ad097a3e3\" src=/index.html"https:\/\/awesome-trailblazer-6976.ck.page\/1ad097a3e3\/index.js\" data-jetpack-boost=\"ignore\" data-no-defer=\"1\"><\/script>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading green-heading\" style=\"font-size:1.5em\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E5%81%9A%E5%A5%BD%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83%EF%BC%9F\"><\/span>\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0d\u8ad6\u4f60\u662f\u60f3\u8981\u958b\u59cb\u8b8a\u5f97\u6709\u9322\uff0c\u6216\u662f\u5e0c\u671b\u672a\u4f86\u81f3\u5c11\u4e0d\u53d7\u91d1\u9322\u6240\u56f0\u64fe\uff0c\u4f60\u8a72\u512a\u5148\u505a\u7684\u7b2c\u4e00\u6b65\u90fd\u662f\u7406\u8ca1\u898f\u5283\uff0c\u6240\u4ee5\u63a5\u4e0b\u4f86\u6211\u6703\u5c07\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\u62c6\u89e3\u70ba6\u500b\u6b65\u9a5f\uff0c\u5e36\u4f60\u4e00\u6b65\u4e00\u6b65\u9032\u884c\uff5e<\/p>\n\n\n\n<h3 class=\"wp-block-heading dark-green-heading\" id=\"step-1-\u8a2d\u5b9a\u7406\u8ca1\u76ee\u6a19\" style=\"font-size:1.35em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_1%EF%BC%9A%E8%A8%AD%E5%AE%9A%E4%BD%A0%E7%9A%84%E7%90%86%E8%B2%A1%E7%9B%AE%E6%A8%99\"><\/span>\u7406\u8ca1\u898f\u5283Step 1\uff1a\u8a2d\u5b9a\u4f60\u7684\u7406\u8ca1\u76ee\u6a19<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5148\u70ba\u81ea\u5df1\u8a2d\u5b9a\u4e00\u500b\u7406\u8ca1\u76ee\u6a19\uff0c\u7576\u4f60\u6709\u76ee\u6a19\u7684\u6642\u5019\uff0c\u5c31\u6703\u6bd4\u8f03\u6709\u52d5\u529b\u53bb\u57f7\u884c\uff0c\u4e5f\u6bd4\u8f03\u660e\u767d\u8981\u600e\u9ebc\u53bb\u505a\u898f\u5283\u3002<\/p>\n\n\n\n<p>\u6211\u8a8d\u70ba\u7406\u8ca1\u662f\u4e00\u8f29\u5b50\u7684\u4e8b\u60c5\uff0c\u6240\u4ee5\u6211\u6703\u5efa\u8b70\u4f60\u4e0d\u8981\u53ea\u770b5\u5e74\u300110\u5e74\u5f8c\u7684\u76ee\u6a19\uff0c\u800c\u662f\u4ee5\u300c\u9577\u671f\u300d\u3001\u300c\u4e00\u751f\u300d\u7684\u89d2\u5ea6\u4f86\u770b\u5f85\u9019\u4ef6\u4e8b\u3002<\/p>\n\n\n\n<p>\u6bd4\u65b9\u8aaa\u4f60\u7684\u7406\u60f3\u751f\u6d3b\u662f\u4ec0\u9ebc\u6a23\u5b50\uff1f\u5728\u4f60\u7406\u60f3\u7684\u751f\u6d3b\u4e2d\uff0c\u4f60\u6240\u9700\u8981\u9054\u6210\u7684\u76ee\u6a19\u6709\u54ea\u4e9b\uff0c\u7576\u4e2d\u53c8\u9700\u8981\u900f\u904e\u591a\u5c11\u9322\u624d\u80fd\u5920\u9054\u6210\u7684\uff1f\u5305\u62ec\u4f60\u672a\u4f86\u60f3\u4f4f\u5728\u4ec0\u9ebc\u6a23\u7684\u5730\u65b9\uff1f\u4e00\u6574\u5929\u4e0b\u4f86\u7684\u751f\u6d3b\u662f\u5982\u4f55\uff1f\u53c8\u505a\u8457\u4ec0\u9ebc\u6a23\u7684\u5de5\u4f5c\u7b49\u7b49\u3002<\/p>\n\n\n\n<ul>\n<li>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=/index.html"https:\/\/\/set-goals\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u5982\u4f55\u8a2d\u5b9a\u76ee\u6a19\u3011\u5ffd\u7565\u9019\u9ede\u662f\u5e38\u5931\u6557\u7684\u4e3b\u56e0\uff0c4\u6b65\u9a5f\u5e36\u4f60\u8a2d\u5b9a\u76ee\u6a19<\/a><\/li>\n<\/ul>\n\n\n\n<p>\u7576\u4f60\u70ba\u4e86\u9019\u4e9b\u5c0f\u76ee\u6a19\u5728\u52aa\u529b\u7684\u6642\u5019\uff0c\u4f60\u7684\u52d5\u6a5f\u5c31\u6703\u4f86\u81ea\u65bc\u4f60\u6240\u8ffd\u6c42\u7684\u7406\u60f3\u751f\u6d3b\uff0c\u9019\u9ede\u6703\u5e6b\u52a9\u4f60\u66f4\u6709\u52d5\u529b\uff0c\u800c\u4e14\u4f60\u6703\u66f4\u6e05\u695a\u81ea\u5df1\u52aa\u529b\u7684\u65b9\u5411\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u9019\u500b\u554f\u984c\u5c0d\u4f60\u4f86\u8aaa\u592a\u96e3\uff0c\u6c92\u95dc\u4fc2\uff0c\u90a3\u4f60\u4e5f\u53ef\u4ee5\u5148\u8a02\u4e00\u500b\u6bd4\u8f03\u8fd1\u671f\u7684\u76ee\u6a19\uff0c\u6bd4\u65b9\u8aaa\u5148\u5b58\u5230\u4e00\u6876\u91d1\uff0c\u6216\u8005\u5148\u5f9e\u6bcf\u500b\u6708\u80fd\u5b58\u52301\u842c\u958b\u59cb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading dark-green-heading\" id=\"step-2-\u8ffd\u8e64\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163\" style=\"font-size:1.35em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_2%EF%BC%9A%E8%BF%BD%E8%B9%A4%E8%87%AA%E5%B7%B1%E7%9A%84%E6%B6%88%E8%B2%BB%E7%BF%92%E6%85%A3\"><\/span>\u7406\u8ca1\u898f\u5283Step 2\uff1a\u8ffd\u8e64\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4f60\u6703\u4e0d\u6703\u5076\u723e\u6216\u5e38\u5e38\u89ba\u5f97\u81ea\u5df1\u660e\u660e\u6c92\u82b1\u4ec0\u9ebc\u9322\uff0c\u537b\u88ab\u6708\u5e95\u7684\u5e33\u55ae\u91d1\u984d\u5687\u5230\uff0c\u6216\u662f\u89ba\u5f97\u5e33\u6236\u88e1\u7684\u5b58\u6b3e\u600e\u9ebc\u6703\u5269\u90a3\u9ebc\u5c11\uff1f<\/p>\n\n\n\n<p>\u5728\u7406\u8ca1\u7684\u6642\u5019\u6211\u5011\u4e0d\u9700\u8981\u5f88\u6703\u5b58\u9322\uff0c\u4f46\u662f\u8981\u61c2\u5f97\u5982\u4f55\u300c\u82b1\u9322\u300d\uff0c\u7576\u4f60\u61c2\u5f97\u5982\u4f55\u82b1\u9322\u81ea\u7136\u5c31\u80fd\u5b58\u4e0b\u66f4\u591a\u9322\uff0c\u6240\u4ee5\u7406\u8ca1\u898f\u5283\u7684\u7b2c2\u6b65\u5c31\u662f<strong>\u4f60\u5fc5\u9808\u77e5\u9053\u81ea\u5df1\u7684\u9322\u90fd\u8dd1\u53bb\u54ea\u88e1\u4e86<\/strong>\uff0c\u90a3\u6700\u7c21\u55ae\u7684\u65b9\u6cd5\u5c31\u662f\u900f\u904e\u300c<a href=/index.html"https:\/\/\/keep-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8a18\u5e33<\/a>\u300d\u3002<\/p>\n\n\n\n<p>\u6211\u77e5\u9053\u8a18\u5e33\u5c0d\u5f88\u591a\u4eba\u4f86\u8aaa\u662f\u4e00\u4ef6\u5f88\u60f1\u4eba\u7684\u4e8b\u60c5\uff0c\u6211\u81ea\u5df1\u4ee5\u524d\u4e5f\u975e\u5e38\u6392\u65a5\u8a18\u5e33\u800c\u4e14\u5e38\u5e38\u8a18\u6c92\u5e7e\u5929\u5c31\u4e2d\u65b7\u4e86\uff0c\u4f46\u5176\u5be6\u8a18\u5e33\u4e26\u4e0d\u9700\u8981\u8a18\u4e00\u8f29\u5b50\u4e5f\u4e0d\u9700\u8981\u6bcf\u5929\u8a18\uff0c\u4f60\u751a\u81f3\u53ef\u4ee5\u4e00\u500b\u6708\u8a18\u4e00\u6b21\u5c31\u597d\u4e86\u3002<\/p>\n\n\n\n<p>\u8a18\u5e33\u9664\u4e86\u80fd\u8b93\u4f60\u77e5\u9053\u81ea\u5df1\u82b1\u4e86\u591a\u5c11\u9322\u3001\u90fd\u82b1\u53bb\u54ea\u88e1\u4e4b\u5916\uff0c\u771f\u6b63\u7684\u7528\u610f\u5176\u5be6\u662f\u53bb\u5206\u6790\u4f60\u7684\u6bcf\u4e00\u7b46\u958b\u92b7\u4e26\u4e14\u505a\u51fa\u8abf\u6574\uff0c\u8fd1\u4e00\u6b65\u4e86\u89e3\u81ea\u5df1\u6bcf\u500b\u6708\u5728\u98df\u8863\u4f4f\u884c\u80b2\u6a02\u4e0a\u9700\u8981\u7de8\u5217\u591a\u5c11\u9810\u7b97\u3002<\/p>\n\n\n\n<p>\u8cbb\u7528\u5927\u7684\u9805\u76ee\u81ea\u7136\u986f\u800c\u6613\u898b\uff0c\u6240\u4ee5\u6211\u5011\u5e38\u5e38\u5ffd\u7565\u7684\u90fd\u662f\u4e00\u4e9b\u91d1\u984d\u4e0d\u5927\u537b\u5f88\u983b\u7e41\u7684\u82b1\u8cbb\uff0c\u6bd4\u65b9\u8aac\u7fd2\u6163\u6bcf\u9910\u5916\u98df\uff0c\u5047\u8a2d\u6bcf\u5929\u82b1300\u584a\u5403\u98ef\uff0c\u4e00\u5e74\u5c31\u82b1\u4e86\u5c07\u8fd111\u842c\uff1b\u6bcf\u5929\u4e0a\u73ed\u7fd2\u6163\u559d\u4e00\u676f60\u5143\u5496\u5561\uff0c\u4e00\u5e74\u7d2f\u7a4d\u4e0b\u4f86\u5c31\u82b1\u4e861\u842c5\u3002<\/p>\n\n\n\n<p>\u9019\u4e9b\u9322\u9019\u908a\u7d2f\u7a4d\u4e00\u9ede\uff0c\u90a3\u908a\u7d2f\u7a4d\u4e00\u9ede\uff0c\u7e3d\u548c\u8d77\u4f86\u5c31\u6703\u8b8a\u6210\u4e00\u500b\u5f88\u9f90\u5927\u7684\u958b\u92b7\uff0c\u90a3\u81ea\u7136\u4f60\u80fd\u5920\u5b58\u4e0b\u7684\u9322\u5c31\u5c11\u4e4b\u53c8\u5c11\u3002\u4e26\u4e0d\u662f\u8aaa\u4e0d\u80fd\u5916\u98df\u3001\u4e0d\u80fd\u559d\u5496\u5561\u54e6\uff0c\u9019\u908a\u53ea\u662f\u8209\u4e00\u4e9b\u5e38\u898b\u7684\u4f8b\u5b50\u7d66\u4f60\u53c3\u8003\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u559d\u5496\u5561\u53ef\u4ee5\u5e6b\u52a9\u4f60\u9192\u8166\uff0c\u8b93\u4f60\u7684\u5de5\u4f5c\u6548\u7387\u66f4\u597d\u6216\u662f\u89ba\u5f97\u559d\u4e86\u4e4b\u5f8c\u5fc3\u60c5\u8b8a\u5f88\u597d\uff0c\u90a3\u4f60\u7576\u7136\u53ef\u4ee5\u559d\uff0c\u4f46\u662f\u4e00\u5b9a\u8981\u82b11\u767e\u591a\u584a\u8cb7\u661f\u5df4\u514b\uff0c\u9084\u662f\u7528\u516c\u53f8\u63d0\u4f9b\u7684\u5496\u5561\u6a5f\u6216\u8033\u639b\u5f0f\u5496\u5561\u4e5f\u53ef\u4ee5\uff1f<\/p>\n\n\n\n<p>\u53c8\u751a\u81f3\u5982\u679c\u5c0d\u4f60\u4f86\u8aaa\u9019\u662f\u4e00\u500b\u53ef\u82b1\u53ef\u4e0d\u82b1\u7684\u652f\u51fa\uff0c\u90a3\u662f\u4e0d\u662f\u5c31\u53ef\u4ee5\u8003\u616e\u4e0d\u9700\u8981\u6d6a\u8cbb\u9019\u7b46\u9322\uff1f<\/p>\n\n\n\n<p>\u6bcf\u500b\u4eba\u4e00\u5b9a\u6216\u591a\u6216\u5c11\u90fd\u6709\u9019\u6a23\u5c0f\u984d\u537b\u983b\u7e41\u7684\u958b\u92b7\uff0c\u50cf\u662f\u5065\u8eab\u623f\u3001Netflix\u3001\u73cd\u5976\u3001\u9999\u83f8\u3001\u5bb5\u591c\u3001\u4e0d\u5fc5\u8981\u7684\u4fdd\u8cbb\u7b49\u7b49\uff0c\u627e\u51fa\u9019\u6a23\u7684\u82b1\u8cbb\uff0c\u8a08\u7b97\u51fa\u4e00\u5e74\u4e0b\u4f86\u82b1\u4e86\u591a\u5c11\u9322\u5728\u4e0a\u9762\uff0c\u770b\u770b\u9019\u4e9b\u82b1\u8cbb\u662f\u4e0d\u662f\u80fd\u505a\u4e00\u4e9b\u8abf\u6574\u6216\u662f\u522a\u53bb\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:16px\"><a class=\"wp-block-button__link has-background wp-element-button\" href=/index.html"https:\/\/\/keep-accounts\/\" style=\"background-color:#b8c79a\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6211\u770b\u5982\u4f55\u6b63\u78ba\u8a18\u5e33<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E3%80%81%E8%88%87%E5%85%B6%E6%83%B3%E8%91%97%E6%B8%9B%E5%B0%91%E9%96%8B%E9%8A%B7%EF%BC%8C%E4%B8%8D%E5%A6%82%E6%83%B3%E6%80%8E%E9%BA%BC%E8%8A%B1%E7%9C%9F%E7%9A%84%E9%96%8B%E5%BF%83\"><\/span>\u4e00\u3001\u8207\u5176\u60f3\u8457\u6e1b\u5c11\u958b\u92b7\uff0c\u4e0d\u5982\u60f3\u600e\u9ebc\u82b1\u771f\u7684\u958b\u5fc3<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u4eba\u5c31\u662f\u4e00\u500b\u8a0e\u53ad\u5931\u53bb\u7684\u52d5\u7269\uff0c\u4f60\u544a\u8a34\u6211\u932f\u904e\u4e00\u500b\u597d\u7684\u6a5f\u6703\uff0c\u6211\u9802\u591a\u89ba\u5f97\u6709\u9ede\u53ef\u60dc\uff0c\u4f46\u5982\u679c\u4f60\u544a\u8a34\u6211\u6703\u5931\u53bb\u4ec0\u9ebc\u90a3\u5c31\u5b8c\u5168\u4e0d\u4e00\u6a23\u4e86\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u8001\u662f\u628a\u91cd\u9ede\u653e\u5728\u5fc5\u9808\u5f97\u300c\u6e1b\u5c11\u958b\u92b7\u300d\uff0c\u90a3\u4f60\u81ea\u5df1\u5b58\u8d77\u9322\u4f86\u4e5f\u6703\u5f88\u75db\u82e6\uff0c\u6211\u6703\u5efa\u8b70\u4f60\u53ef\u4ee5\u5f80\u73fe\u5728\u5f88\u6d41\u884c\u7684\u300c\u6975\u7c21\u751f\u6d3b\u300d\u53bb\u601d\u8003\u3002<\/p>\n\n\n\n<p>\u6975\u7c21\u7684\u6982\u5ff5\u4e26\u4e0d\u5728\u65bc\u8981\u4f60\u751f\u6d3b\u5f97\u591a\u7c21\u7d04\uff0c\u800c\u662f<strong>\u4f60\u80fd\u4e0d\u80fd\u597d\u597d\u4eab\u53d7\u82b1\u8cbb\u6240\u5e36\u7d66\u4f60\u7684\u50f9\u503c<\/strong>\uff0c\u6bd4\u65b9\u8aaa\u7537\u5973\u751f\u90fd\u5e38\u5e38\u6709\u7684\u554f\u984c\uff0c\u8863\u6ac3\u4e00\u6253\u958b\u660e\u660e\u6709\u4e00\u5927\u5806\u8863\u670d\uff0c\u4f46\u662f\u4f60\u537b\u89ba\u5f97\u6c92\u6709\u4e00\u4ef6\u8863\u670d\u53ef\u4ee5\u7a7f\uff0c<strong>\u4ee3\u8868\u4f60\u751f\u6d3b\u7684\u6a02\u8da3\u4e0d\u5728\u65bc\u4f7f\u7528\u9019\u4e9b\u7269\u54c1\uff0c\u800c\u662f\u300c\u7372\u5f97\u300d\u9019\u4e9b\u7269\u54c1<\/strong>\u3002<\/p>\n\n\n\n<p>\u8863\u670d\u53ea\u662f\u8209\u4f8b\uff0c\u4f9d\u6bcf\u500b\u4eba\u7684\u60c5\u6cc1\u6709\u6240\u4e0d\u540c\uff0c\u7576\u8cb7\u4e86\u9019\u6a23\u6771\u897f\u4e26\u6c92\u6709\u70ba\u4f60\u5e36\u4f86\u771f\u6b63\u7684\u5feb\u6a02\uff0c\u4f60\u6703\u89ba\u5f97\u4f60\u8cb7\u932f\u4e86\uff0c\u6240\u4ee5\u6c92\u591a\u4e45\u4f60\u53c8\u60f3\u518d\u8cb7\u4e0b\u4e00\u500b\u540c\u985e\u578b\u7269\u54c1\uff0c\u4f46\u4e8b\u5be6\u662f\u4f60\u82b1\u9322\u7684\u65b9\u5f0f\u932f\u4e86\u3002<\/p>\n\n\n\n<p>\u6bd4\u5982\u8aaa\u4f60\u8cb7\u4e86\u9019\u500b\u5305\uff0c\u904e\u6c92\u591a\u4e45\u770b\u5230\u53e6\u4e00\u500b\u6b3e\u5f0f\u53c8\u60f3\u8981\u518d\u8cb7\uff0c\u800c\u9019\u500b\u6771\u897f\u4e5f\u53ef\u4ee5\u662f\u624b\u6a5f\u3001\u978b\u5b50\u3001\u5316\u599d\u54c1\u3001\u9999\u6c34\u7b49\u7b49\u3002\u76f8\u53cd\u4f86\u8aaa\uff0c\u5047\u5982\u4f60\u8cb7\u7684\u6771\u897f\u4f60\u90fd\u6709\u4f7f\u7528\u5230\uff0c\u800c\u4e14\u80fd\u4eab\u53d7\u5176\u4e2d\u7684\u6a02\u8da3\uff0c\u90a3\u4f60\u5c31\u662f\u5728\u904e\u6975\u7c21\u7684\u751f\u6d3b\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u53ea\u662f\u60f3\u8457\u8981\u58d3\u6291\u81ea\u5df1\u82b1\u9322\uff0c\u90a3\u4f60\u80af\u5b9a\u6703\u89ba\u5f97\u6e1b\u5c11\u958b\u92b7\u662f\u4e00\u4ef6\u5f88\u75db\u82e6\u7684\u4e8b\u60c5\uff0c\u4f46\u662f\u5982\u679c\u4f60\u6539\u6210\u601d\u8003\u9019\u500b\u6771\u897f\u4f60\u662f\u4e0d\u662f\u771f\u7684\u9700\u8981\u3001\u8cb7\u4e86\u4e4b\u5f8c\u6703\u4e0d\u6703\u5145\u5206\u4f7f\u7528\u3001\u4f9d\u7167\u904e\u53bb\u7684\u7d93\u9a57\u662f\u5426\u6703\u8b93\u4f60\u89ba\u5f97\u5feb\u6a02\uff0c\u90a3\u4e8b\u60c5\u5c31\u6703\u8b8a\u5f97\u5f88\u55ae\u7d14\u3002<\/p>\n\n\n\n<p>\u5728\u4f60\u5927\u8166\u4e2d\u6709\u4e00\u500b\u916c\u8cde\u7cfb\u7d71\uff0c\u7576\u5b83\u8a8d\u51fa\u916c\u8cde\u6a5f\u6703\u6642\u5c31\u6703\u91cb\u653e\u51fa\u300c\u591a\u5df4\u80fa\u300d\uff0c\u591a\u5df4\u80fa\u7684\u589e\u52a0\u6703\u8b93\u4f60\u7522\u751f\u5c0b\u6c42\u8207\u6e34\u671b\uff0c\u4f46\u4e26\u4e0d\u6703\u5e36\u4f86\u5feb\u6a02\uff0c\u767d\u8a71\u4f86\u8aaa\u5c31\u662f\u4f60\u6709\u6c92\u6709\u767c\u751f\u904e\u6e34\u671b\u67d0\u6a23\u6771\u897f\uff0c\u4f46\u662f\u5be6\u969b\u6eff\u8db3\u4e4b\u5f8c\u537b\u6c92\u6709\u771f\u6b63\u5e36\u4f86\u5feb\u6a02\uff1f\u66f4\u591a\u7684\u53ef\u80fd\u662f\u7a7a\u865b\u3002<\/p>\n\n\n\n<p>\u5176\u5be6\u5f88\u591a\u5be6\u4f8b\u5f88\u660e\u986f\uff0c\u6211\u5011\u5e38\u5e38\u4e0b\u610f\u8b58\u7684\u6703\u60f3\u62ff\u624b\u6a5f\u4f86\u6ed1\uff0c\u4e5f\u82b1\u5f88\u591a\u6642\u9593\u6ed1\u624b\u6a5f\uff0c\u4f46\u6ed1\u5b8c\u624b\u6a5f\u5f8c\u537b\u6839\u672c\u4e0d\u89ba\u5f97\u5feb\u6a02\uff0c\u800c\u9019\u9ede\u5c0d\u8a31\u591a\u4eba\u4f86\u8aaa\u5957\u7528\u5728\u8cfc\u7269\u3001\u5403\u5783\u573e\u98df\u7269\u7b49\u7b49\u4e5f\u662f\u4e00\u6a23\u7684\u3002<\/p>\n\n\n\n<p>\u4e5f\u8a31\u4f60\u73fe\u5728\u81e8\u6642\u60f3\u4e0d\u5230\uff0c\u4f46\u662f\u7576\u4f60\u4e0b\u6b21\u916c\u8cde\u7cfb\u7d71\u555f\u52d5\u6642\uff0c\u4e5f\u5c31\u662f\u4f60\u7a81\u7136\u5f88\u6e34\u671b\u4ec0\u9ebc\u6771\u897f\u7684\u6642\u5019\uff0c\u4f60\u53ef\u4ee5\u7559\u610f\u4e00\u4e0b\u7576\u4f60\u6eff\u8db3\u4e86\u9019\u4e9b\u6e34\u671b\uff0c\u54ea\u4e9b\u624d\u662f\u771f\u6b63\u80fd\u70ba\u4f60\u5e36\u4f86\u5feb\u6a02\u7684\u4e8b\u60c5\uff0c\u4e26\u907f\u514d\u4e0b\u4e00\u6b21\u5225\u53c8\u88ab\u4f60\u7684\u916c\u8cde\u7cfb\u7d71\u7d66\u9a19\u4e86\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading dark-green-heading\" id=\"step-3-\u5148\u4ed8\u9322\u7d66\u81ea\u5df1\" style=\"font-size:1.35em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_3%EF%BC%9A%E5%85%88%E4%BB%98%E9%8C%A2%E7%B5%A6%E8%87%AA%E5%B7%B1\"><\/span>\u7406\u8ca1\u898f\u5283Step 3\uff1a\u5148\u4ed8\u9322\u7d66\u81ea\u5df1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image class=\u201dimg-responsive\u201d\">\n<figure class=\"aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=/index.html"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\u7406\u8ca1\u898f\u5283\u7b2c\u4e8c\u6b65\uff0c\u5148\u4ed8\u9322\u7d66\u81ea\u5df1\uff0c\u900f\u904e\u4e86\u89e3\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163\u4e26\u4e14\u5206\u6790\u8abf\u6574\u5b8c\u6210\u4e4b\u5f8c\uff0c\u6211\u5011\u53ef\u4ee5\u8a08\u7b97\u51fa\u81ea\u5df1\u7684\u65e5\u5e38\u751f\u6d3b\u9700\u8981\u591a\u5c11\u9322\uff0c\u90a3\u4e5f\u5c31\u80fd\u77e5\u9053\u6bcf\u500b\u6708\u53ef\u4ee5\u5b58\u4e0b\u591a\u5c11\u9322\u4e86\u3002\u7576\u4f60\u62ff\u5230\u6bcf\u500b\u6708\u85aa\u6c34\u7684\u6642\u5019\uff0c\u5c31\u628a\u9019\u7b46\u9322\u5148\u5b58\u4e0b\u4f86\uff0c\u5148\u4ed8\u9322\u7d66\u81ea\u5df1\uff0c\u4e5f\u5c31\u662f\u300c\u5148\u5132\u84c4\u518d\u6d88\u8cbb\u300d\uff0c\u78ba\u4fdd\u5132\u84c4\u7684\u9322\u8207\u751f\u6d3b\u958b\u92b7\u7684\u9322\u662f\u5207\u5272\u958b\u4f86\u7684\u3002\" class=\"wp-image-1993\" style=\"width:450px\" srcset=\"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?resize=585%2C585&amp;ssl=1 585w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/pay-yourself-first.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption class=\"wp-element-caption\">\u5148\u4ed8\u9322\u7d66\u81ea\u5df1 \/ \u5716\u7247\u7531\u745e\u7d72\u6295\u8cc7\u7406\u8ca1\u81ea\u88fd<\/figcaption><\/figure><\/div>\n\n\n<p>\u900f\u904e\u4e86\u89e3\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163\u4e26\u4e14\u5b8c\u6210\u5206\u6790\u8abf\u6574\u4e4b\u5f8c\uff0c\u6211\u5011\u5c31\u53ef\u4ee5\u8a08\u7b97\u51fa\u81ea\u5df1\u7684\u65e5\u5e38\u751f\u6d3b\u9700\u8981\u591a\u5c11\u9322\uff0c\u540c\u6642\u4e5f\u5c31\u80fd\u77e5\u9053\u6bcf\u500b\u6708\u80fd\u5920\u5b58\u4e0b\u591a\u5c11\u9322\u4e86\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u62ff\u5230\u6bcf\u500b\u6708\u85aa\u6c34\u7684\u6642\u5019\u5c31\u512a\u5148\u628a\u9019\u7b46\u9322\u5148\u5b58\u4e0b\u4f86\uff0c\u5148\u4ed8\u9322\u7d66\u81ea\u5df1\uff0c\u4e5f\u5c31\u662f\u300c\u5148\u5132\u84c4\u518d\u6d88\u8cbb\u300d\uff0c\u78ba\u4fdd\u5132\u84c4\u7684\u9322\u8207\u751f\u6d3b\u958b\u92b7\u7684\u9322\u662f\u5207\u5272\u958b\u4f86\u7684\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E3%80%81%E6%95%99%E4%BD%A0%E8%81%B0%E6%98%8E%E5%AD%98%E9%8C%A2\"><\/span>\u4e00\u3001\u6559\u4f60\u8070\u660e\u5b58\u9322<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u8981\u5982\u4f55\u8f15\u9b06\u7684\u5148\u4ed8\u9322\u7d66\u81ea\u5df1\uff0c\u9019\u908a\u63d0\u4f9b3\u500b\u65b9\u6cd5\u7d66\u4f60\u53c3\u8003\uff0c\u5e6b\u52a9\u4f60\u5c07\u6bcf\u500b\u6708\u7684\u5b58\u9322\u81ea\u52d5\u5316\uff1a<\/p>\n\n\n\n<ul>\n<li><strong>\u5b50\u5e33\u6236\uff1a<\/strong>\u6709\u4e9b\u9280\u884c\u53ef\u4ee5\u7533\u8fa6\u5b50\u5e33\u6236\uff0c\u4e5f\u5c31\u662f\u4f9d\u9644\u5728\u4f60\u7684\u4e3b\u5e33\u6236\u5e95\u4e0b\uff0c\u4f60\u53ef\u4ee5\u8a2d\u5b9a\u6bcf\u6708\u81ea\u52d5\u8f49\u5165\u7684\u91d1\u984d\u53ca\u65e5\u671f\uff0c\u5047\u8a2d\u85aa\u6c34\u662f\u56fa\u5b9a5\u865f\u767c\u4e0b\u4f86\uff0c\u4f60\u5c31\u53ef\u4ee5\u8a2d\u5b9a\u57285\u865f\u7684\u6642\u5019\u5c07\u5b58\u6b3e\u81ea\u52d5\u8f49\u5165\u5b50\u5e33\u6236\uff0c\u56e0\u70ba\u540c\u9280\u884c\u6240\u4ee5\u514d\u624b\u7e8c\u8cbb\u3002<\/li>\n\n\n\n<li><strong>ACH\uff1a<\/strong>\u4e00\u6a23\u662f\u5b58\u6b3e\u81ea\u52d5\u8f49\u5165\u529f\u80fd\uff0c\u4e0d\u904e\u4e0d\u9650\u5b9a\u65bc\u6bcd\u5b50\u5e33\u6236\uff0c\u800c\u662f\u6bcf\u500b\u6708\u53ef\u4ee5\u5f9e\u5176\u4ed6\u9280\u884c\u7684\u5e33\u6236\uff0c\u81ea\u52d5\u8f49\u5165\u5230\u6709\u652f\u63f4ACH\u529f\u80fd\u7684\u9280\u884c\u5e33\u6236\u3002<\/li>\n\n\n\n<li><strong>\u5922\u60f3\u5e33\u6236\uff1a<\/strong>\u7531\u6578\u4f4d\u5e33\u6236\u6240\u63d0\u4f9b\u7684\u529f\u80fd\uff0c\u4e00\u6a23\u662f\u6bcd\u5b50\u5e33\u6236\u7684\u6982\u5ff5\uff0c\u4f60\u53ef\u4ee5\u5e6b\u5b58\u6b3e\u5e33\u6236\u53d6\u540d\u7a31\uff0c\u6bd4\u5982\u8aaa\u65c5\u904a\u57fa\u91d1\u3001\u8ca1\u5bcc\u81ea\u7531\u57fa\u91d1\u7b49\u7b49\uff0c\u8a2d\u5b9a\u4f60\u60f3\u5b58\u5230\u7684\u76ee\u6a19\u91d1\u984d\u3001\u9810\u8a08\u591a\u4e45\u5b58\u5230\u3001\u6bcf\u6708\u5b58\u4e0b\u591a\u5c11\uff0c\u6642\u9593\u5230\u7684\u6642\u5019\uff0c\u7cfb\u7d71\u5c31\u6703\u81ea\u52d5\u5e6b\u4f60\u9322\u8f49\u9032\u5922\u60f3\u5e33\u6236\u88e1\u9762\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u4e0a\u9762\u4e09\u500b\u529f\u80fd\u88e1\uff0c\u6211\u6703\u63a8\u85a6\u4f60\u4f7f\u7528ACH\u529f\u80fd\uff0c\u4f60\u53ef\u4ee5\u958b\u7acb\u4e00\u500b\u5c08\u9580\u5b58\u9322\u7684\u6578\u4f4d\u5e33\u6236\uff0c\u9806\u4fbf\u8cfa\u53d6\u9ad8\u5229\u7387\uff0c\u6bcf\u6708\u7b49\u767c\u85aa\u5f8c\u5c31\u81ea\u52d5\u5f9e\u85aa\u8f49\u6236\u628a\u9322\u8f49\u5230\u9019\u88e1\u3002<\/p>\n\n\n\n<p>\u5be6\u969b\u60f3\u77e5\u9053\u8a72\u600e\u9ebc\u64cd\u4f5c\u7684\u8a71\uff0c\u6211\u88fd\u4f5c\u4e86\u4e00\u4efd\u8b93\u5b58\u9322\u81ea\u52d5\u5316\u7684\u6307\u5357\uff0c\u53ea\u8981\u82b1\u4f605\u5206\u9418\u7684\u6642\u9593\u5c31\u80fd\u5e6b\u52a9\u4f60\u8f15\u9b06\u5b58\u53c8\u80fd\u8f15\u9b06\u82b1\uff0c\u73fe\u5728\u5728\u4e0b\u65b9\u8868\u683c\u4e2d\u8f38\u5165\u4f60\u7684\u540d\u5b57\u8ddfEmail\u5c31\u53ef\u4ee5\u514d\u8cbb\u9818\u53d6\u54e6\u3002<\/p>\n\n\n<script async data-uid=\"1ad097a3e3\" src=/index.html"https:\/\/awesome-trailblazer-6976.ck.page\/1ad097a3e3\/index.js\" data-jetpack-boost=\"ignore\" data-no-defer=\"1\"><\/script>\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%BA%8C%E3%80%81%E6%9C%80%E4%BD%8E%E5%AD%98%E9%8C%A2%E6%AF%94%E4%BE%8B\"><\/span>\u4e8c\u3001\u6700\u4f4e\u5b58\u9322\u6bd4\u4f8b<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u524d\u9762\u5148\u505a\u597d\u7b2c\u4e8c\u6b65\u9a5f\u7684\u8a18\u5e33\u662f\u5f88\u91cd\u8981\u7684\uff0c\u56e0\u70ba\u5982\u679c\u4f60\u4e0d\u5148\u6aa2\u8996\u81ea\u5df1\u7684\u958b\u92b7\u72c0\u6cc1\u5c31\u8cbf\u7136\u8a02\u4e0b\u5132\u84c4\u76ee\u6a19\uff0c\u7b2c\u4e00\u4f60\u53ef\u80fd\u6703\u8a02\u5f97\u592a\u4f4e\uff0c\u5c0e\u81f4\u5132\u84c4\u7684\u5f88\u7121\u611f\u53c8\u7de9\u6162\uff1b\u7b2c\u4e8c\u4f60\u8a02\u592a\u9ad8\uff0c\u5c0e\u81f4\u751f\u6d3b\u904e\u5f97\u592a\u58d3\u6291\uff0c\u53cd\u800c\u53ef\u80fd\u6703\u9020\u6210\u81ea\u5df1\u8b8a\u5f97\u66f4\u8a0e\u53ad\u5b58\u9322\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u4e00\u822c\u4f86\u8aaa\u6211\u6703\u5efa\u8b70\u4f60\u81f3\u5c11\u6bcf\u500b\u6708\u8981\u80fd\u5920\u5b58\u4e0b\u6536\u5165\u768430%\uff0c\u53e6\u591660%\u662f\u751f\u6d3b\u958b\u92b7\u300110\uff05\u662f\u4fdd\u96aa\u7528\uff0c\u9019\u500b\u6bd4\u4f8b\u662f\u51fa\u81ea<a href=/index.html"https:\/\/\/separate-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5206\u96e2\u5e33\u6236\u6cd5<\/a>\u7684\u5176\u4e2d\u4e00\u7a2e\uff0c\u7a31\u70ba\u300c631\u6cd5\u5247\u300d\u3002<\/p>\n\n\n\n<p>\u539f\u56e0\u662f\u5132\u84c4\u4f4e\u65bc30%\u6703\u9020\u6210\u4f60\u7684\u5b58\u9322\u901f\u5ea6\u904e\u65bc\u7de9\u6162\uff0c\u5982\u679c\u4f60\u76ee\u524d\u5c31\u9ad8\u65bc30%\uff0c\u7d93\u904e\u91dd\u5c0d\u65e5\u5e38\u958b\u92b7\u7684\u5206\u6790\u548c\u8abf\u6574\u4e4b\u5f8c\uff0c\u4e5f\u53ef\u4ee5\u8003\u616e\u63d0\u9ad8\u523035\uff5e40%\u3002<\/p>\n\n\n\n<p>\u90a330\uff05\u7684\u5132\u84c4\u8981\u5982\u4f55\u505a\u904b\u7528\uff1f\u7b2c\u4e00\u662f\u6709\u9ad8\u5229\u7387\u8cb8\u6b3e\u8981\u512a\u5148\u9084\u6e05(\u8a73\u898b\u7b2c4\u6b65\u9a5f)\uff0c\u7b2c\u4e8c\u662f\u6e96\u5099\u597d\u7dca\u6025\u9810\u5099\u91d1(\u8a73\u898b\u7b2c5\u6b65\u9a5f)\uff0c\u9019\u5169\u6a23\u6771\u897f\u662f\u4f60\u4e00\u5b9a\u8981\u512a\u5148\u5b8c\u6210\u7684\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u5b8c\u6210\u9019\u5169\u9805\u4e4b\u5f8c\uff0c\u4f60\u5c31\u53ef\u4ee5\u5c07\u5b58\u6b3e\u5206\u914d\u505a\u5176\u4ed6\u7528\u9014\uff0c\u4f8b\u598210%\u62ff\u4f86\u6295\u8cc7\u81ea\u5df1\uff0c20%\u62ff\u4f86<a href=/index.html"https:\/\/\/start-invest-stocks\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u80a1\u7968<\/a>\u3001<a href=/index.html"https:\/\/\/etf\/\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a>\uff0c\u5343\u842c\u4e0d\u8981\u53ea\u662f\u628a\u9322\u5b58\u8457\uff0c\u800c\u662f\u8981\u61c2\u5f97\u5229\u7528\u9019\u4e9b\u9322\u7d2f\u7a4d\u8cc7\u7522\u3001\u5275\u9020\u66f4\u591a\u8ca1\u5bcc\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4e00\u958b\u59cb\u5c31\u8981\u628a\u751f\u6d3b\u958b\u92b7\u63a7\u5236\u572860%\u5c0d\u4f60\u4f86\u8aaa\u592a\u56f0\u96e3\u7684\u8a71\uff0c\u4f60\u53ef\u4ee5\u5148\u5f9e\u81ea\u5df1\u80fd\u5b58\u4e0b\u7684\u6700\u5927\u91d1\u984d\u958b\u59cb\uff0c\u4e26\u8981\u6c42\u81ea\u5df1\u4eca\u5e74\u8981\u6bd4\u53bb\u5e74\u5b58\u4e0b\u66f4\u591a\uff0c\u4ee5\u6536\u5165\u768430%\u505a\u70ba\u5132\u84c4\u76ee\u6a19\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading dark-green-heading\" id=\"step-7-\u7406\u50b5-\u597d\u50b5-vs-\u58de\u50b5\" style=\"font-size:1.35em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_4%EF%BC%9A%E7%90%86%E5%82%B5%E5%A5%BD%E5%82%B5_vs_%E5%A3%9E%E5%82%B5\"><\/span>\u7406\u8ca1\u898f\u5283Step 4\uff1a\u7406\u50b5<strong>(<\/strong>\u597d\u50b5<strong> vs <\/strong>\u58de\u50b5<strong>)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u4f60\u6c92\u6709\u4efb\u4f55\u8ca0\u50b5\u7684\u8a71\uff0c\u53ef\u4ee5\u76f4\u63a5\u8df3\u5230\u4e0b\u4e00\u500b\u6b65\u9a5f\u54e6\u3002<\/p>\n\n\n\n<p>\u5927\u591a\u6578\u4eba\u5c0d\u50b5\u52d9\u7684\u611f\u89ba\u90fd\u4e0d\u597d\uff0c\u4f46\u4f60\u77e5\u9053\u5176\u5be6\u50b5\u52d9\u6709\u5206\u6210\u300c\u597d\u50b5\u300d\u8ddf\u300c\u58de\u50b5\u300d\u55ce\uff1f<\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" id=\"\u4ec0\u9ebc\u662f\u597d\u50b5\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E3%80%81%E4%BB%80%E9%BA%BC%E6%98%AF%E5%A5%BD%E5%82%B5%EF%BC%9F\"><\/span>\u4e00\u3001\u4ec0\u9ebc\u662f\u597d\u50b5\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u5982\u679c\u6211\u5229\u7528\u5411\u9280\u884c\u501f\u53d6\u7684\u8cb8\u6b3e\uff0c\u300c\u6bcf\u6708\u6240\u8cfa\u53d6\u7684\u91d1\u984d&gt;\u6bcf\u500b\u6708\u8981\u511f\u9084\u7684\u50b5\u52d9\u300d\uff0c\u5c31\u662f\u6240\u8b02\u7684\u300c\u597d\u50b5\u300d\u3002<\/p>\n\n\n\n<p>\u4ee5\u5b78\u8cb8\u4f86\u8aaa\uff0c\u76ee\u524d\u5229\u7387\u662f1.15%\uff0c\u5c6c\u65bc\u6240\u6709\u50b5\u52d9\u4e2d\u5229\u7387\u6700\u4f4e\u7684\uff0c\u6559\u80b2\u90e8\u4e5f\u6709\u76f8\u95dc\u7684\u5354\u52a9\u65b9\u6848\uff0c\u6240\u4ee5\u5982\u679c\u60f3\u8981\u63d0\u5347\u81ea\u5df1\u7684\u5c08\u696d\u53ca\u7af6\u722d\u529b\u537b\u6c92\u6709\u8db3\u5920\u7684\u5b58\u6b3e\uff0c\u900f\u904e\u5b78\u8cb8\u4f86\u63d0\u9ad8\u8eab\u50f9(\u85aa\u6c34)\u5c31\u662f\u4e00\u500b\u5f88\u503c\u5f97\u7684\u6295\u8cc7\u3002<\/p>\n\n\n\n<p>\u6216\u662f\u900f\u904e\u7533\u8acb\u623f\u8cb8\u6295\u8cc7\u623f\u5730\u7522\u4e26\u62ff\u4f86\u505a\u51fa\u79df\uff0c\u9019\u6642\u5982\u679c\u80fd\u5920\u300c\u6bcf\u6708\u6536\u53d6\u7684\u79df\u91d1&gt;\u6bcf\u6708\u8981\u7e73\u7684\u623f\u8cb8\uff0b\u51fa\u79df\u6210\u672c\u300d\uff0c\u90a3\u9019\u4e5f\u7b97\u662f\u597d\u50b5\u7684\u4e00\u7a2e\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u7562\u7adf\u4e0d\u662f\u6295\u8cc7\u4e00\u5b9a\u5c31\u6703\u6210\u529f\uff0c\u4e5f\u6709\u53ef\u80fd\u9047\u5230\u623f\u5b50\u79df\u4e0d\u51fa\u53bb\u6216\u662f\u623f\u79df\u7121\u6cd5\u5927\u65bc\u623f\u8cb8\u5229\u7387\u7684\u60c5\u5f62\uff0c\u90a3\u9019\u500b\u6642\u5019\u597d\u50b5\u4e5f\u6703\u8b8a\u6210\u58de\u50b5\u54e6\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" id=\"\u4ec0\u9ebc\u662f\u58de\u50b5\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%BA%8C%E3%80%81%E4%BB%80%E9%BA%BC%E6%98%AF%E5%A3%9E%E5%82%B5%EF%BC%9F\"><\/span>\u4e8c\u3001\u4ec0\u9ebc\u662f\u58de\u50b5\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u58de\u50b5\u5927\u591a\u662f\u56e0\u70ba\u6d88\u8cbb\u7fd2\u6163\u6216\u662f\u6295\u8cc7\u5931\u5229\u6240\u9020\u6210\u7684\uff0c\u5e38\u898b\u7684\u6709\u5361\u50b5\u3001\u4fe1\u8cb8\u3001\u8eca\u8cb8\u7b49\u7b49\uff0c\u9019\u4e9b\u8cb8\u6b3e\u7684\u5229\u7387\u4e0d\u4f46\u9ad8\uff0c\u4e5f\u7121\u6cd5\u70ba\u4f60\u5e36\u4f86\u6295\u8cc7\u6548\u76ca\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u6c92\u6709\u7e73\u6e05\u4fe1\u7528\u5361\u5e33\u55ae\u5c31\u6703\u7522\u751f\u4fe1\u7528\u5361\u5faa\u74b0\u5229\u606f\uff0c\u4ee5\u53f0\u7063\u4f86\u8aaa\u5229\u7387\u6700\u9ad8\u9054\u523015%\uff0c\u9019\u7a2e\u53ea\u6703\u628a\u9322\u5f9e\u4f60\u53e3\u888b\u88e1\u53d6\u8d70\u7684\u50b5\u52d9\u5c31\u8981\u76e1\u5feb\u89e3\u6c7a\uff0c\u5426\u5247\u6295\u8cc7\u8cfa\u9322\u53ef\u4ee5\u5229\u6efe\u5229\uff0c\u50b5\u52d9\u4e5f\u662f\u6703\u5229\u6efe\u5229\u7684\uff0c\u6240\u4ee5\u7406\u8ca1\u7684\u9996\u8981\u91cd\u9ede\u5c31\u662f\u5982\u679c\u4f60\u6709\u58de\u50b5\u7684\u8a71\uff0c\u52d9\u5fc5\u5148\u628a\u50b5\u52d9\u9084\u6e05\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" id=\"\u5148\u7406\u50b5-\u518d\u7406\u8ca1\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%B8%89%E3%80%81%E5%85%88%E7%90%86%E5%82%B5%EF%BC%8C%E5%86%8D%E7%90%86%E8%B2%A1\"><\/span>\u4e09\u3001\u5148\u7406\u50b5\uff0c\u518d\u7406\u8ca1<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u300c\u5148\u7406\u50b5\uff0c\u518d\u7406\u8ca1\u300d\uff0c\u4e0d\u5c11\u6df1\u9677\u50b5\u52d9\u7684\u4eba\u5728\u5b58\u5230\u4e00\u7b46\u9322\u5f8c\u6703\u7591\u616e\u8981\u62ff\u53bb\u6295\u8cc7\u7406\u8ca1\u9084\u662f\u5148\u9084\u50b5\uff0c\u6211\u6574\u7406\u4e863\u500b\u4f60\u5fc5\u9808\u5148\u9084\u50b5\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<p>1.\u4e00\u822c\u50b5\u52d9\u4e0d\u50cf\u5b78\u8cb8\u4e00\u6a23\u53ef\u4ee5\u4eab\u6709\u9019\u9ebc\u4f4e\u7684\u5229\u7387\uff0c\u9019\u662f\u5f88\u5927\u7684\u4e00\u500b\u91cd\u9ede\uff0c\u4f60\u4e0d\u53ef\u80fd\u6bcf\u6708\u6295\u8cc7\u7372\u5229\u90fd\u5927\u65bc\u8cb8\u6b3e\u5229\u7387\u3002<\/p>\n\n\n\n<p>2.\u6295\u8cc7\u98a8\u96aa\u6709\u8cfa\u6709\u8ce0\uff0c\u4efb\u4f55\u6295\u8cc7\u7b56\u7565\u6700\u5fcc\u8af1\u7684\u5c31\u662f\u300c\u4e0d\u7406\u6027\u300d\uff0c\u7576\u4f60\u7684\u8cb8\u6b3e\u5229\u606f\u8d8a\u4f86\u8d8a\u591a\uff0c\u4f60\u5f88\u53ef\u80fd\u6703\u70ba\u4e86\u6025\u65bc\u5229\u7528\u6295\u8cc7\u7372\u76ca\u800c\u505a\u51fa\u932f\u8aa4\u7684\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<p>3.\u6295\u8cc7\u61c9\u8a72\u7528\u81f3\u5c115-10\u5e74\u5167\u7528\u4e0d\u5230\u7684\u9592\u7f6e\u8cc7\u91d1\uff0c\u4e5f\u5c31\u662f\u8aaa\u4e00\u822c\u4eba\u4f7f\u7528\u81ea\u5df1\u7684\u9592\u7f6e\u8cc7\u91d1\u505a\u6295\u8cc7\uff0c\u5c31\u7b97\u8f38\u5149\u4e5f\u4e0d\u6703\u5c0d\u65e5\u5e38\u751f\u6d3b\u9020\u6210\u5f71\u97ff\uff0c\u4f46\u662f\u8ca0\u50b5\u7684\u60c5\u6cc1\u4e0b\u5c31\u4e0d\u540c\u4e86\uff0c\u5982\u679c\u9019\u7b46\u9322\u300c\u8cfa\u53d6\u7684\u91d1\u984d&lt;\u8981\u511f\u9084\u7684\u50b5\u52d9\u300d\uff0c\u90a3\u4ed6\u5c31\u6703\u76f4\u63a5\u5f71\u97ff\u5230\u4f60\u7684\u65e5\u5e38\u751f\u6d3b\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u7576\u4f60\u6709\u58de\u50b5\u7684\u6642\u5019\uff0c\u4e0d\u8981\u6025\u8457\u60f3\u7528\u624b\u4e0a\u7684\u73fe\u91d1\u53bb\u6295\u8cc7\u4f86\u8cfa\u53d6\u66f4\u9ad8\u7684\u6536\u5165\uff0c\u6211\u53ef\u4ee5\u7406\u89e3\u6709\u4e9b\u4eba\u56e0\u70ba\u6709\u8cb8\u6b3e\u8981\u7e73\uff0c\u5c0e\u81f4\u6bcf\u500b\u6708\u80fd\u5b58\u4e0b\u7684\u9322\u90fd\u5f88\u5c11\uff0c\u4f46\u662f\u5982\u679c\u4f60\u662f\u5728\u9019\u6a23\u7684\u60c5\u6cc1\u4e0b\u53cd\u800c\u8d8a\u4e0d\u80fd\u6025\uff0c\u66f4\u91cd\u8981\u7684\u7d55\u5c0d\u662f\u5148\u628a\u4f60\u7684\u7406\u8ca1\u57fa\u790e\u6253\u597d\uff0c\u518d\u4f86\u958b\u59cb\u6295\u8cc7\u54e6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading dark-green-heading\" id=\"step-5-\u6e96\u5099\u7dca\u6025\u9810\u5099\u91d1\" style=\"font-size:1.35em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_5%EF%BC%9A%E6%BA%96%E5%82%99%E7%B7%8A%E6%80%A5%E9%A0%90%E5%82%99%E9%87%91\"><\/span>\u7406\u8ca1\u898f\u5283Step 5\uff1a\u6e96\u5099\u7dca\u6025\u9810\u5099\u91d1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image class=\u201dimg-responsive\u201d\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=/index.html"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\u4e0d\u8ad6\u4f60\u662f\u60f3\u8981\u6295\u8cc7\uff0c\u6216\u662f\u5b58\u9322\u505a\u4efb\u4f55\u898f\u5283\uff0c\u5728\u90a3\u4e4b\u524d\uff0c\u4f60\u90fd\u5fc5\u9808\u5148\u6e96\u5099\u597d\u300c\u7dca\u6025\u9810\u5099\u91d1\u300d\u3002\u4eba\u751f\u6703\u767c\u751f\u4ec0\u9ebc\u610f\u5916\u5f88\u96e3\u8aaa\uff0c\u7a81\u7136\u7684\u751f\u75c5\u3001\u8eca\u798d\u3001\u5931\u696d\u7b49\u7b49\uff0c\u50cf\u9019\u6b21\u75ab\u60c5\u6709\u4e9b\u884c\u696d\u88ab\u66ab\u505c\u5de5\u4f5c\u5c31\u6703\u5c0e\u81f4\u4f60\u66ab\u6642\u6c92\u6709\u6536\u5165\u4f86\u6e90\uff0c\u52e2\u5fc5\u6703\u6709\u4e00\u6bb5\u7a7a\u7a97\u671f\u8981\u53bb\u627e\u5de5\u4f5c\uff0c\u767c\u751f\u7684\u6a5f\u7387\u4e5f\u8a31\u5f88\u4f4e\uff0c\u4f46\u4e00\u65e6\u767c\u751f\u6642\u5982\u679c\u62ff\u4e0d\u51fa\u9322\u5c31\u6703\u5f71\u97ff\u5230\u4f60\u7684\u65e5\u5e38\u751f\u6d3b\u3002\" class=\"wp-image-1994\" style=\"width:450px\" srcset=\"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?resize=585%2C585&amp;ssl=1 585w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/emergency-funds.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption class=\"wp-element-caption\">\u6e96\u5099\u7dca\u6025\u9810\u5099\u91d1 \/ \u5716\u7247\u7531\u745e\u7d72\u6295\u8cc7\u7406\u8ca1\u81ea\u88fd<\/figcaption><\/figure><\/div>\n\n\n<p>\u4e0d\u8ad6\u4f60\u662f\u60f3\u8981\u6295\u8cc7\u6216\u662f\u5b58\u9322\u505a\u4efb\u4f55\u898f\u5283\uff0c\u5728\u90a3\u4e4b\u524d\u4f60\u90fd\u5fc5\u9808\u5148\u6e96\u5099\u597d\u300c\u7dca\u6025\u9810\u5099\u91d1\u300d\u3002<\/p>\n\n\n\n<p>\u4eba\u751f\u6703\u767c\u751f\u4ec0\u9ebc\u984d\u5916\u652f\u51fa\u5f88\u96e3\u8aaa\uff0c\u7a81\u7136\u7684\u5c0f\u751f\u75c5\u3001\u5931\u696d\u3001\u5bb6\u96fb\u58de\u6389\u7b49\u7b49\uff0c\u50cf\u75ab\u60c5\u7684\u95dc\u4fc2\uff0c\u6709\u4e9b\u884c\u696d\u88ab\u66ab\u505c\u5de5\u4f5c\u5c31\u6703\u5c0e\u81f4\u4f60\u66ab\u6642\u6c92\u6709\u6536\u5165\u4f86\u6e90\uff0c\u52e2\u5fc5\u6703\u6709\u4e00\u6bb5\u7a7a\u7a97\u671f\u8981\u53bb\u627e\u5de5\u4f5c\uff0c\u767c\u751f\u7684\u6a5f\u7387\u4e5f\u8a31\u5f88\u4f4e\uff0c\u4f46\u4e00\u65e6\u767c\u751f\u6642\u5982\u679c\u62ff\u4e0d\u51fa\u9322\u5c31\u6703\u5f71\u97ff\u5230\u4f60\u7684\u65e5\u5e38\u751f\u6d3b\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u900f\u904e\u6e96\u5099\u597d\u7dca\u6025\u9810\u5099\u91d1\u5c31\u53ef\u4ee5\u907f\u514d\u4e00\u4e9b\u7a81\u767c\u72c0\u6cc1\uff0c\u4e00\u822c\u4f86\u8aaa\u6703\u5efa\u8b70\u4f60\u5b58\u534a\u5e74\u5230\u4e00\u5e74\u7684\u751f\u6d3b\u8cbb\uff0c\u5be6\u969b\u6642\u9593\u9577\u77ed\u53ca\u91d1\u984d\u5247\u662f\u4f9d\u6bcf\u500b\u4eba\u6703\u6709\u6240\u4e0d\u540c\uff0c\u8a73\u7d30\u53ef\u4ee5\u9ede\u9078\u4e0b\u65b9\u6309\u9215\u4e86\u89e3\u54e6\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size\" style=\"font-size:16px\"><a class=\"wp-block-button__link has-background wp-element-button\" href=/index.html"https:\/\/\/emergency-fund\/\" style=\"background-color:#b8c79a\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u6211\u770b\u5982\u4f55\u5b58\u5c0d\u7dca\u6025\u9810\u5099\u91d1<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading dark-green-heading\" id=\"step-6-\u4fdd\u96aa\" style=\"font-size:1.35em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83Step_6%EF%BC%9A%E5%BF%85%E8%A6%81%E4%BF%9D%E9%9A%AA\"><\/span>\u7406\u8ca1\u898f\u5283Step 6\uff1a\u5fc5\u8981\u4fdd\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4fdd\u96aa\u662f\u5f88\u591a\u4eba\u6703\u5ffd\u7565\u7684\u9805\u76ee\uff0c\u537b\u662f\u7406\u8ca1\u898f\u5283\u4e2d\u975e\u5e38\u91cd\u8981\u7684\u4e00\u90e8\u5206\uff0c\u4ed6\u8ddf\u7dca\u6025\u9810\u5099\u91d1\u4e0d\u540c\uff0c\u4fdd\u96aa\u662f\u91dd\u5c0d\u300c\u77ed\u671f\u5c31\u9700\u8981\u4f60\u4ed8\u51fa\u9245\u984d\u300d\uff0c\u6216\u662f\u300c\u9577\u671f\u4e0b\u4f86\u6703\u8b93\u4f60\u7684\u8ca1\u52d9\u7531\u6b63\u8f49\u8ca0\u300d\u7684\u98a8\u96aa\u505a\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u6bd4\u5982\u8aac\u60f3\u8981\u4f7f\u7528\u6bd4\u8f03\u597d\u7684\u91ab\u7642\u885b\u6750\uff0c\u6263\u9664\u6389\u5065\u4fdd\u7d66\u4ed8\u7684\u4e0a\u9650\u5f8c\uff0c\u4e5f\u8a31\u9084\u67095\u842c\u584a\u7684\u5dee\u984d\uff0c\u9019\u7a2e\u4f7f\u7528\u7dca\u6025\u9810\u5099\u91d1\u5c31\u53ef\u4ee5\u627f\u64d4\u7684\u91d1\u984d\u5c31\u4e0d\u9700\u8981\u505a\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u50cf\u764c\u75c7\u7684\u6a19\u9776\u85e5\uff0c\u53ef\u80fd\u6cbb\u7642\u904e\u7a0b\u9700\u8981\u82b1\u8cbb\u5230\u4e0a\u767e\u842c\u5143\uff0c\u6216\u8005\u662f\u56e0\u70ba\u610f\u5916\u6b98\u5ee2\u7684\u95dc\u4fc2\uff0c\u6709\u5e7e\u5e74\u4e0d\u80fd\u5de5\u4f5c\uff0c\u751a\u81f3\u9700\u8981\u8acb\u770b\u8b77\u7d42\u8eab\u7167\u9867\uff0c\u9019\u4e9b\u5c31\u9700\u8981\u505a\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\u6709\u5404\u5f0f\u5404\u6a23\u7684\u4fdd\u96aa\uff0c\u6bcf\u500b\u5bb6\u5ead\u88e1\u90fd\u6709\u8a31\u591a\u4fdd\u55ae\uff0c\u4f46\u662f\u5f80\u5f80\u767c\u751f\u4e8b\u60c5\u7684\u6642\u5019\u537b\u767c\u73fe\u6c92\u6709\u4e00\u9805\u7b26\u5408\u7406\u8ce0\u689d\u4ef6\uff0c\u6240\u4ee5\u8acb\u4f60\u8457\u91cd\u5728\u300c\u4f4e\u4fdd\u8cbb\u3001\u9ad8\u4fdd\u969c\u300d\u7684\u4fdd\u96aa\u9805\u76ee\uff0c\u4e26\u4e14\u907f\u514d\u300c\u9084\u672c\u578b\u4fdd\u96aa\u300d\u3002<\/p>\n\n\n\n<p>\u9084\u672c\u578b\u4fdd\u96aa\u662f\u6307\uff0c\u5230\u671f\u7684\u6642\u5019\u5982\u679c\u6c92\u6709\u767c\u751f\u610f\u5916\uff0c\u90a3\u4f60\u6240\u7e73\u7684\u4fdd\u8cbb\u5c31\u901a\u901a\u9084\u7d66\u4f60\uff0c\u807d\u8d77\u4f86\u8d85\u7d1a\u5212\u7b97\uff0c\u4f46\u662f\u4fdd\u96aa\u516c\u53f8\u662f\u4e0d\u6703\u505a\u8ce0\u9322\u751f\u610f\u7684\uff0c\u800c\u9019\u500b\u537b\u662f\u5f88\u591a\u4eba\u6703\u8e0f\u5165\u7684\u9677\u9631\u3002<\/p>\n\n\n\n<p>\u4e8b\u5be6\u662f\u9084\u672c\u578b\u4fdd\u96aa\u4e0d\u4f46\u4fdd\u8cbb\u9ad8\uff0c\u4fdd\u969c\u4e5f\u4f4e\uff0c\u4e5f\u5c31\u662f\u4f60\u5f88\u53ef\u80fd\u82b1\u4e86\u4e00\u5806\u9322\u7e73\u4fdd\u8cbb\uff0c\u4f46\u662f\u610f\u5916\u767c\u751f\u6642\u624d\u767c\u73fe\u63d0\u4f9b\u7684\u7406\u8ce0\u91d1\u984d\u6839\u672c\u4e0d\u5920\u53c8\u6216\u8005\u751a\u81f3\u6839\u672c\u4e0d\u7b26\u5408\u7406\u8ce0\u6a19\u6e96\u3002<\/p>\n\n\n\n<p>\u90a3\u8a72\u5982\u4f55\u6311\u9078\u4fdd\u96aa\u5462\uff1f\u5047\u5982\u4f60\u6c92\u6709\u5bb6\u5ead\u9700\u8981\u7167\u9867\uff0c\u5efa\u8b70\u4f60\u53ef\u4ee5\u8457\u91cd\u5728\u300c\u5931\u80fd\u98a8\u96aa\u300d\u8ddf\u300c\u91ab\u7642\u98a8\u96aa\u300d\uff0c\u800c\u56e0\u70ba\u5728\u91ab\u7642\u4e0a\u53f0\u7063\u4eba\u9084\u6709\u5065\u4fdd\uff0c\u6240\u4ee5\u5efa\u8b70\u4ee5\u610f\u5916\u96aa\u3001\u5931\u80fd\u96aa\u70ba\u512a\u5148\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u5982\u679c\u6709\u7236\u6bcd\u6216\u8005\u5c0f\u5b69\u7684\u751f\u6d3b\u8cbb\u662f\u4ef0\u8cf4\u65bc\u4f60\uff0c\u90a3\u5c31\u9700\u8981\u512a\u5148\u8003\u91cf\u300c\u8eab\u6545\u98a8\u96aa\u300d\uff0c\u7e3d\u4e4b\u5c31\u662f\u4ee5\u4f60\u81ea\u8eab\u7684\u60c5\u6cc1\u4f9d\u7167\u53ef\u80fd\u5c0e\u81f4\u6700\u56b4\u91cd\u5f8c\u679c\u7684\u98a8\u96aa\u505a\u512a\u5148\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u5343\u842c\u4e0d\u8981\u89ba\u5f97\u9019\u4e9b\u98a8\u96aa\u4e0d\u6703\u767c\u751f\u5728\u4f60\u8eab\u4e0a\uff0c\u5982\u679c\u6c92\u6709\u767c\u751f\u7684\u8a71\u7576\u7136\u662f\u6700\u597d\u7684\uff0c\u4f46\u662f\u6211\u5011\u8981\u60f3\u7684\u662f\uff0c\u7576\u9019\u4e9b\u98a8\u96aa\u771f\u7684\u5be6\u969b\u767c\u751f\u7684\u6642\u5019\u8981\u5982\u4f55\u505a\u8f49\u79fb\uff0c\u9650\u7e2e\u5728\u6211\u5011\u53ef\u4ee5\u627f\u64d4\u7684\u7684\u50b7\u5bb3\u4e0a\uff0c\u907f\u514d\u5f71\u97ff\u5230\u8ca1\u52d9\u72c0\u6cc1\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u649e\u5230\u4f60\u7684\u90a3\u53f0\u8eca\uff0c\u6b63\u662f\u4f60\u6c92\u770b\u5230\u7684\u3002<\/p>\n<cite>\u2500\u2500&lt;\u8cfa\u9322\uff0c\u4e5f\u8cfa\u5e78\u798f&gt;<\/cite><\/blockquote>\n\n\n<script async data-uid=\"1ad097a3e3\" src=/index.html"https:\/\/awesome-trailblazer-6976.ck.page\/1ad097a3e3\/index.js\" data-jetpack-boost=\"ignore\" data-no-defer=\"1\"><\/script>\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%B8%80%E3%80%81%E5%A6%82%E4%BD%95%E4%BF%9D%E5%B0%8D%E4%BF%9D%E9%9A%AA%EF%BC%9F\"><\/span>\u4e00\u3001\u5982\u4f55\u4fdd\u5c0d\u4fdd\u96aa\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u4fdd\u96aa\u7684\u5de5\u5177\u975e\u5e38\u591a\uff0c\u6211\u6703\u5efa\u8b70\u4f60\u81ea\u5df1\u5fc5\u9808\u8981\u5148\u5c0d\u4fdd\u96aa\u6709\u4e00\u5b9a\u7684\u6982\u5ff5\u4e4b\u5f8c\uff0c\u518d\u627e2\uff5e3\u500b\u4fdd\u96aa\u696d\u52d9\u6216\u4fdd\u96aa\u7d93\u7d00\u4eba\u807d\u807d\u770b\u4ed6\u5011\u7684\u8aaa\u6cd5\uff0c\u4e5f\u53ef\u4ee5\u8a62\u554f\u770b\u770b\u662f\u4e0d\u662f\u80fd\u82b1\u9ede\u6642\u9593\u8ddf\u4f60\u4ecb\u7d39\u4e00\u4e0b\u4fdd\u96aa\u5546\u54c1\u7684\u67b6\u69cb\u3002<\/p>\n\n\n\n<p>\u4fdd\u96aa\u7d93\u7d00\u4eba\u8ddf\u4fdd\u96aa\u696d\u52d9\u4e0d\u4e00\u6a23\u7684\u5730\u65b9\u662f\uff0c\u7d93\u7d00\u4eba\u662f\u5e6b\u5404\u5bb6\u4fdd\u96aa\u516c\u53f8\u8ca9\u552e\u5546\u54c1\uff0c\u6240\u4ee5\u4ed6\u80fd\u5920\u5206\u6790\u591a\u5bb6\u7684\u4fdd\u55ae\uff0c\u4e26\u4e14\u63a8\u85a6\u7d66\u4f60\u4ed6\u89ba\u5f97\u6700\u9069\u5408\u4f60\u7684\u4fdd\u969c\u5167\u5bb9\u3002<\/p>\n\n\n\n<p>\u800c\u4fdd\u96aa\u696d\u52d9\u56e0\u70ba\u53ea\u61c2\u81ea\u5df1\u5bb6\u7684\u5546\u54c1\uff0c\u6240\u4ee5\u5f88\u591a\u6642\u5019\u4ed6\u5bb6\u6c92\u6709\u9019\u7a2e\u6771\u897f\uff0c\u4ed6\u5c31\u6703\u8ddf\u4f60\u8aaa\u73fe\u5728\u6c92\u6709\u9019\u6a23\u7684\u4fdd\u55ae\u4e86\uff0c\u4f46\u5176\u5be6\u4e0d\u4ee3\u8868\u5225\u5bb6\u4fdd\u96aa\u516c\u53f8\u6c92\u6709\uff0c\u6216\u8005\u4e5f\u6709\u53ef\u80fd\u5225\u5bb6\u7684\u5546\u54c1\u5176\u5be6\u662f\u6bd4\u8f03\u5b8c\u5584\u7684\u3002\u6240\u4ee5\u5982\u679c\u4f60\u5c0d\u4fdd\u96aa\u4e26\u4e0d\u4e86\u89e3\uff0c\u6211\u6703\u5efa\u8b70\u4f60\u512a\u5148\u627e\u4fdd\u96aa\u7d93\u7d00\u4eba\u3002<\/p>\n\n\n\n<p>\u5fc5\u9808\u8aaa\u5927\u591a\u6578\u7684\u696d\u52d9\u60f3\u7684\u90fd\u662f\u81ea\u5df1\u7684\u696d\u7e3e\uff0c\u800c\u4e0d\u662f\u4f60\u7684\u9700\u6c42\uff0c\u5373\u4fbf\u4ed6\u4e0d\u662f\u4ee5\u696d\u7e3e\u70ba\u4e3b\uff0c\u6211\u81ea\u5df1\u4e5f\u9047\u904e\u5f88\u310e\u3127\u3124\u7684\u4fdd\u96aa\u696d\u52d9\uff0c\u770b\u8d77\u4f86\u5f88\u8001\u7df4\uff0c\u8b1b\u8a71\u614b\u5ea6\u4e5f\u770b\u8d77\u4f86\u5f88\u6709\u81ea\u4fe1\uff0c\u4e0d\u904e\u8ddf\u6211\u8b1b\u7684\u5167\u5bb9\u537b\u5e7e\u4e4e\u90fd\u662f\u932f\u8aa4\u7684\uff0c\u5982\u679c\u4f60\u81ea\u5df1\u6c92\u6709\u5224\u5225\u80fd\u529b\u5c31\u5f88\u5bb9\u6613\u6703\u88ab\u727d\u8457\u9f3b\u5b50\u8d70\u3002<\/p>\n\n\n\n<p>\u66f8\u7684\u90e8\u5206\u6211\u6703\u63a8\u85a6\u4f60\u770b&lt;<a href=/index.html"https:\/\/www.books.com.tw\/products\/0010702305\" target=\"_blank\" rel=\"noreferrer noopener\">\u9322\u96e3\u8cfa\uff0c\u4fdd\u96aa\u5225\u4e82\u8cb7<\/a>&gt;\uff0c\u4f5c\u8005\u6703\u7528\u6dfa\u986f\u6613\u61c2\u7684\u65b9\u5f0f\u544a\u8a34\u4f60\u4fdd\u96aa\u7684\u6b63\u78ba\u89c0\u5ff5\uff0c\u4ee5\u53ca\u6559\u4f60\u61c9\u8a72\u8981\u5982\u4f55\u505a\u6311\u9078\uff0c\u5982\u679c\u5c0d\u4fdd\u96aa\u5b8c\u5168\u4e0d\u4e86\u89e3\u7684\u8a71\u4e00\u958b\u59cb\u591a\u5c11\u53ef\u80fd\u9084\u662f\u6703\u770b\u4e0d\u592a\u61c2\uff0c\u5efa\u8b70\u4f60\u53ef\u4ee5\u628a\u91cd\u9ede\u6574\u7406\u51fa\u4f86\u591a\u7ffb\u5e7e\u6b21\u6703\u66f4\u4e86\u89e3\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized class=\u201dimg-responsive\u201d\"><a href=/index.html"https:\/\/www.books.com.tw\/exep\/assp.php\/ping1029\/products\/0010702305?utm_source=ping1029&amp;utm_medium=ap-books&amp;utm_content=recommend&amp;utm_campaign=ap-202209\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"348\" height=\"348\" src=/index.html"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/how-to-buy-insurance-book.jpeg?resize=348%2C348&#038;ssl=1\" alt=\"\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\u4fdd\u96aa\u662f\u975e\u5e38\u91cd\u8981\u7684\u4e00\u74b0\uff0c\u4ed6\u8ddf\u7dca\u6025\u9810\u5099\u91d1\u4e0d\u540c\u7684\u5730\u65b9\u5728\u65bc\uff0c\u4fdd\u96aa\u662f\u91dd\u5c0d\u300c\u77ed\u671f\u5c31\u9700\u8981\u4f60\u4ed8\u51fa\u9245\u984d\u300d\uff0c\u6216\u662f\u300c\u9577\u671f\u4e0b\u4f86\u6703\u8b93\u4f60\u7684\u8ca1\u52d9\u7531\u6b63\u8f49\u8ca0\u300d\u7684\u98a8\u96aa\u505a\u6295\u4fdd\uff0c\u5728\u9019\u672c\u66f8\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\u4fdd\u96aa\u662f\u975e\u5e38\u91cd\u8981\u7684\u4e00\u74b0\uff0c\u4ed6\u8ddf\u7dca\u6025\u9810\u5099\u91d1\u4e0d\u540c\u7684\u5730\u65b9\u5728\u65bc\uff0c\u4fdd\u96aa\u662f\u91dd\u5c0d\u300c\u77ed\u671f\u5c31\u9700\u8981\u4f60\u4ed8\u51fa\u9245\u984d\u300d\uff0c\u6216\u662f\u300c\u9577\u671f\u4e0b\u4f86\u6703\u8b93\u4f60\u7684\u8ca1\u52d9\u7531\u6b63\u8f49\u8ca0\u300d\u7684\u98a8\u96aa\u505a\u6295\u4fdd\u3002\u5728\u9019\u672c\u66f8\u4f5c\u8005\u6703\u7528\u6dfa\u986f\u6613\u61c2\u7684\u65b9\u5f0f\u544a\u8a34\u4f60\u4fdd\u96aa\u7684\u6b63\u78ba\u89c0\u5ff5\uff0c\u4ee5\u53ca\u6559\u4f60\u61c9\u8a72\u8981\u5982\u4f55\u505a\u6311\u9078\u3002\" class=\"wp-image-1992\" style=\"width:260px;height:auto\" srcset=\"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/how-to-buy-insurance-book.jpeg?w=348&amp;ssl=1 348w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/how-to-buy-insurance-book.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/02\/how-to-buy-insurance-book.jpeg?resize=150%2C150&amp;ssl=1 150w\" sizes=\"(max-width: 348px) 100vw, 348px\" data-recalc-dims=\"1\" \/><\/a><\/figure>\n\n\n\n<p>\u53e6\u5916\u4e5f\u63a8\u85a6<a href=/index.html"https:\/\/www.smartbeb.com.tw\/notice\/main\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u8cb7\u4fdd\u96aa<\/a>\u9019\u500b\u7db2\u7ad9\uff0c\u6211\u89ba\u5f97\u5167\u5bb9\u4e0a\u5beb\u5f97\u883b\u6e05\u695a\uff0c\u5982\u679c\u4e0d\u60f3\u4e00\u6b21\u63a5\u6536\u5927\u91cf\u8a0a\u606f\uff0c\u5b83\u4e5f\u6709IG\u5e33\u865f\u53ef\u4ee5\u8ffd\u8e64\u54e6\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading dark-green-heading\" style=\"font-size:1.25em\"><span class=\"ez-toc-section\" id=\"%E4%BA%8C%E3%80%81%E4%BF%9D%E9%9A%AA%E4%B8%8D%E6%98%AF%E8%B6%8A%E5%A4%9A%E5%B0%B1%E8%B6%8A%E5%A5%BD\"><\/span>\u4e8c\u3001\u4fdd\u96aa\u4e0d\u662f\u8d8a\u591a\u5c31\u8d8a\u597d<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u904e\u53bb\u627e\u6211\u8aee\u8a62\u7684\u5b78\u54e1\u88e1\uff0c\u6709\u4e0d\u5c11\u4eba\u6709\u9019\u500b\u72c0\u6cc1\uff0c\u660e\u660e\u751f\u6d3b\u82b1\u8cbb\u4e0d\u591a\uff0c\u6bcf\u500b\u6708\u80fd\u5b58\u4e0b\u7684\u9592\u9322\u537b\u5f88\u5c11\uff0c\u7e7c\u7e8c\u554f\u4e0b\u53bb\u624d\u767c\u73fe\u539f\u4f86\u90fd\u62ff\u53bb\u7e73\u4fdd\u8cbb\u4e86\u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u7684\u72c0\u6cc1\u662f\uff0c\u5c0f\u6642\u5019\u7238\u5abd\u5e6b\u4f60\u4fdd\u96aa\uff0c\u51fa\u793e\u6703\u4e4b\u5f8c\u5c31\u7531\u81ea\u5df1\u7e7c\u7e8c\u7e73\u4fdd\u8cbb\uff0c\u4f46\u662f\u5e38\u5e38\u537b\u9023\u81ea\u5df1\u8cb7\u4e86\u54ea\u4e9b\u4fdd\u969c\u90fd\u4e0d\u77e5\u9053\uff0c\u50cf\u6211\u81ea\u5df1\u5c31\u662f\u9019\u6a23\u7684\u72c0\u6cc1\u3002<\/p>\n\n\n\n<p>\u6211\u5abd\u5abd\u904e\u53bb\u4e5f\u90fd\u662f\u5728\u696d\u52d9\u7684\u63a8\u92b7\u4e4b\u4e0b\u8cb7\u4e86\u4e00\u5806\u4fdd\u96aa\uff0c\u539f\u672c\u9084\u89ba\u5f97\u4fdd\u96aa\u90fd\u8cb7\u597d\u8cb7\u8db3\u4e86\uff0c\u662f\u76f4\u5230\u6211\u51fa\u793e\u6703\u5f8c\u81ea\u5df1\u53bb\u628a\u4fdd\u55ae\u4e00\u4e00\u7ffb\u958b\u4f86\u770b\uff0c\u624d\u767c\u73fe\u4e00\u5806\u90fd\u662f\u4fdd\u5728\u8eab\u6545\u5f8c\u53ef\u4ee5\u62ff\u5230\u7684\u7406\u8ce0\uff0c\u4f46\u662f\u4ee5\u6211\u4e0d\u9700\u8981\u990a\u80b2\u7236\u6bcd\u548c\u5c0f\u5b69\u7684\u72c0\u6cc1\u4e0b\uff0c\u6839\u672c\u4e0d\u9700\u8981\u8eab\u6545\u7684\u7406\u8ce0\u91d1\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u4e00\u5b9a\u8981\u82b1\u9ede\u6642\u9593\u628a\u4f60\u8cb7\u7684\u4fdd\u96aa\u641e\u6e05\u695a\uff0c\u800c\u4e14<strong>\u4f60\u7684\u4fdd\u8cbb\u4e0d\u61c9\u8a72\u8d85\u904e\u4f60\u5e74\u6536\u5165\u768410%<\/strong>\uff0c\u4e5f\u8a31\u4f60\u6703\u60f3\u8aaa\u4fdd\u96aa\u4e0d\u662f\u61c9\u8a72\u8cb7\u5f97\u8d8a\u5145\u8db3\u8d8a\u597d\uff0c\u4f46\u662f\u5728\u6709\u9650\u7684\u91d1\u9322\u4e0a\uff0c\u5c31\u6703\u6709\u6a5f\u6703\u6210\u672c\u7684\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u4fdd\u96aa\u662f\u7d66\u6c92\u6709\u9322\u7684\u4eba\u4fdd\u7684\uff0c\u4eca\u5929\u5982\u679c\u4f60\u5920\u6709\u9322\uff0c\u4f60\u81ea\u7136\u5c31\u4e0d\u9700\u8981\u8cb7\u4fdd\u96aa\uff0c\u6240\u4ee5\u6211\u5011\u771f\u6b63\u8981\u52aa\u529b\u7684\u65b9\u5411\u662f\u628a\u9592\u7f6e\u7684\u8cc7\u91d1\u62ff\u4f86\u6295\u8cc7\uff0c\u7d2f\u7a4d\u66f4\u591a\u7684\u8cc7\u7522\uff0c\u7136\u5f8c\u5728\u9019\u904e\u7a0b\u7576\u4e2d\uff0c\u91dd\u5c0d\u81ea\u5df1\u7121\u6cd5\u627f\u64d4\u7684\u98a8\u96aa\u505a\u4fdd\u969c\uff0c\u907f\u514d\u56e0\u70ba\u984d\u5916\u98a8\u96aa\u800c\u5f71\u97ff\u5230\u4f60\u7684\u8ca1\u52d9\u898f\u5283\uff0c\u9019\u500b\u624d\u662f\u4fdd\u96aa\u771f\u6b63\u7684\u7528\u610f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading green-heading\" style=\"font-size:1.5em\"><span class=\"ez-toc-section\" id=\"%E7%90%86%E8%B2%A1%E8%A6%8F%E5%8A%83%E7%B8%BD%E8%A4%87%E7%BF%92\"><\/span>\u7406\u8ca1\u898f\u5283\u7e3d\u8907\u7fd2<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li>\u7406\u8ca1\u898f\u5283\u7b2c1\u6b65\uff0c\u5148\u70ba\u81ea\u5df1\u8a2d\u5b9a\u4e00\u500b\u7406\u8ca1\u76ee\u6a19\uff0c\u4e26\u4e14\u4ee5\u9577\u671f\u7684\u89d2\u5ea6\u770b\u5f85\uff0c\u601d\u8003\u4f60\u60f3\u8981\u9054\u6210\u7684\u7406\u60f3\u751f\u6d3b\u662f\u4ec0\u9ebc\u6a23\u5b50\u3002<\/li>\n\n\n\n<li>\u7406\u8ca1\u898f\u5283\u7b2c2\u6b65\uff0c\u8ffd\u8e64\u81ea\u5df1\u7684\u6d88\u8cbb\u7fd2\u6163\uff0c\u6211\u5011\u4e0d\u9700\u8981\u5f88\u6703\u5b58\u9322\uff0c\u4f46\u662f\u8981\u61c2\u5f97\u5982\u4f55\u82b1\u9322\uff0c\u4f60\u5fc5\u9808\u5148\u4e86\u89e3\u81ea\u5df1\u7684\u91d1\u9322\u6d41\u5411\uff0c\u5206\u6790\u4f60\u7684\u958b\u92b7\u4e26\u4e14\u505a\u51fa\u8abf\u6574\uff0c\u624d\u80fd\u70ba\u81ea\u5df1\u6bcf\u500b\u6708\u5728\u98df\u8863\u4f4f\u884c\u80b2\u6a02\u4e0a\u7de8\u5217\u9810\u7b97\u3002<\/li>\n\n\n\n<li>\u7406\u8ca1\u898f\u5283\u7b2c3\u6b65\uff0c\u4e86\u89e3\u958b\u92b7\u5f8c\u5c31\u80fd\u7b97\u51fa\u6bcf\u6708\u80fd\u5920\u5b58\u4e0b\u7684\u91d1\u984d\uff0c\u62ff\u5230\u85aa\u6c34\u6642\u8acb\u5148\u628a\u9019\u7b46\u9322\u5b58\u4e0b\u4f86\uff0c\u5148\u5132\u84c4\u518d\u6d88\u8cbb\uff0c\u4e26\u8b93\u6bcf\u500b\u6708\u7684\u5b58\u9322\u81ea\u52d5\u5316\u3002<\/li>\n\n\n\n<li>\u5b58\u9322\u7684\u6bd4\u4f8b\u4e0d\u5efa\u8b70\u4f4e\u65bc30%\uff0c\u5982\u679c\u73fe\u968e\u6bb5\u96e3\u4ee5\u9054\u6210\uff0c\u53ef\u4ee5\u5148\u5f9e\u81ea\u5df1\u80fd\u5b58\u4e0b\u7684\u6700\u5927\u91d1\u984d\u958b\u59cb\uff0c\u4e26\u4ee5\u6536\u5165\u768430%\u505a\u70ba\u5132\u84c4\u76ee\u6a19\uff0c\u6301\u7e8c\u589e\u52a0\u81ea\u5df1\u80fd\u5920\u5b58\u4e0b\u7684\u91d1\u984d\u3002<\/li>\n\n\n\n<li>\u7406\u8ca1\u898f\u5283\u7b2c4\u6b65\uff0c\u5b58\u6b3e\u8acb\u512a\u5148\u62ff\u53bb\u5c07\u58de\u50b5\u9084\u6e05\u3002<\/li>\n\n\n\n<li>\u7406\u8ca1\u898f\u5283\u7b2c5\u6b65\uff0c\u52d9\u5fc5\u6e96\u5099\u597d\u534a\u5e74\u5230\u4e00\u5e74\u7684\u751f\u6d3b\u8cbb\u505a\u7dca\u6025\u9810\u5099\u91d1\uff0c\u4e26\u653e\u5728<a href=/index.html"https:\/\/\/time-deposit\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u5b58<\/a>\u6216<a href=/index.html"https:\/\/\/digital-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6578\u4f4d\u5e33\u6236<\/a>\u3002<\/li>\n\n\n\n<li>\u7406\u8ca1\u898f\u5283\u7b2c6\u6b65\uff0c\u91dd\u5c0d\u77ed\u671f\u5c31\u9700\u8981\u4f60\u4ed8\u51fa\u9245\u984d\uff0c\u6216\u662f\u9577\u671f\u4e0b\u4f86\u6703\u8b93\u4f60\u7684\u8ca1\u52d9\u7531\u6b63\u8f49\u8ca0\u7684\u98a8\u96aa\u505a\u6295\u4fdd\u3002<\/li>\n\n\n\n<li>\u5b58\u4e0b\u7684\u9322\u5343\u842c\u4e0d\u8981\u5c31\u53ea\u662f\u653e\u5728\u9280\u884c\uff0c\u800c\u662f\u8981\u61c2\u5f97\u5229\u7528\u9019\u4e9b\u9322\u7d2f\u7a4d\u8cc7\u7522\uff0c\u5275\u9020\u66f4\u591a\u8ca1\u5bcc\uff0c\u63a8\u85a6\u4f60\u53ef\u4ee5\u5f9e<a href=/index.html"https:\/\/\/etf\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u88ab\u52d5\u6295\u8cc7ETF<\/a>\u958b\u59cb\u5b78\u7fd2\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u90a3\u4ee5\u4e0a\u5c31\u662f\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\u76846\u6b65\u9a5f\u5206\u4eab\uff0c\u5982\u679c\u4f60\u5c0d\u5167\u5bb9\u6709\u4efb\u4f55\u7591\u554f\u6216\u662f\u60f3\u6cd5\u7684\u8a71\u90fd\u6b61\u8fce\u76f4\u63a5\u5728\u4e0b\u65b9\u7559\u8a00\u8b93\u6211\u77e5\u9053\uff0c\u6216\u8005\u76f4\u63a5\u6ed1\u5230\u4e0b\u65b9\u5728\u6211\u7684\u81ea\u6211\u4ecb\u7d39\u6b04\u4f4d\u4e5f\u6709Email\u53ef\u4ee5\u5bc4\u4fe1\u8a62\u554f\u6211\u54e6\uff5e<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#dfe4d6\"><strong>\u745e\u7d72MURMUR\u6642\u9593\uff1a<\/strong><br>\u6211\u77e5\u9053\u7406\u8ca1\u898f\u5283\u4e00\u6b21\u67096\u500b\u6b65\u9a5f\u4e00\u5b9a\u8b93\u4f60\u770b\u5f97\u9727\u715e\u715e\uff0c\u5148\u4e0d\u8981\u60f3\u5f97\u592a\u8907\u96dc\uff0c\u4e26\u4e0d\u662f\u8aaa\u4e00\u6b21\u5c31\u8981\u901a\u901a\u5b8c\u6210\u3002<br><br>\u7b2c\u4e00\u500b\u6b65\u9a5f\u61c9\u8a72\u6bd4\u8f03\u5feb\uff0c\u7b2c\u4e8c\u500b\u6b65\u9a5f\u5efa\u8b70\u4f60\u81f3\u5c11\u82b16\u500b\u6708\u7684\u6642\u9593\uff0c\u9019\u6642\u5019\u7b2c\u4e09\u500b\u6b65\u9a5f\u4e5f\u53ef\u4ee5\u540c\u6b65\u9032\u884c\uff0c\u96a8\u8457\u4f60\u80fd\u5920\u5b58\u4e0b\u7684\u9322\u8d8a\u591a\uff0c\u5c31\u53ef\u4ee5\u518d\u589e\u52a0\u6bcf\u500b\u6708\u81ea\u52d5\u5b58\u4e0b\u7684\u91d1\u984d\u3002\u90a3\u4f60\u5b58\u4e0b\u7684\u9019\u4e9b\u9322\uff0c\u7b2c\u4e00\u5c31\u662f\u62ff\u53bb\u9084\u8cb8\u6b3e\uff0c\u518d\u4f86\u5c31\u662f\u5b58\u4e0b\u7dca\u6025\u9810\u5099\u91d1\u3002<br><br>\u6700\u56f0\u96e3\u7684\u61c9\u8a72\u662f\u6700\u5f8c\u4e00\u500b\u6b65\u9a5f\uff0c\u4fdd\u96aa\uff0c\u56e0\u70ba\u5927\u591a\u6578\u4eba\u5c0d\u4fdd\u96aa\u90fd\u5f88\u964c\u751f\uff0c\u6211\u63d0\u4f9b\u7d66\u4f60\u7684\u65b9\u6cd5\u5c31\u662f\u5148\u628a\u6211\u63a8\u85a6\u7684\u9019\u672c\u66f8\u770b\u904e\uff0c\u7136\u5f8c\uff0c\u627e2\uff5e3\u4f4d\u4fdd\u96aa\u7d93\u7d00\u4eba\u4f86\u4e86\u89e3\u5404\u500b\u4fdd\u96aa\u5546\u54c1\u7684\u67b6\u69cb\uff0c\u591a\u807d\u770b\u770b\u4e0d\u540c\u8aaa\u6cd5\uff0c\u518d\u53bb\u5224\u65b7\u90a3\u500b\u65b9\u6cd5\u6700\u9069\u5408\u4f60\u81ea\u5df1\u3002<\/p>\n\n\n\n<p>\u76f8\u95dc\u6587\u7ae0\uff1a<br>\u27a4<a href=/index.html"https:\/\/\/separate-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u5206\u96e2\u5e33\u6236\u5b58\u9322\u6cd5\u30113\u500b\u591a\u5e33\u6236\u7ba1\u7406\u6cd5\u63a8\u85a6\uff0c\u8070\u660e\u7406\u8ca1\u7684\u5fc5\u5099\u5de5\u5177<\/a><br>\u27a4<a href=/index.html"https:\/\/\/financial-independence\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u5982\u4f55\u8ca1\u5bcc\u81ea\u7531\u3011\u7528\u90195\u6b65\u9a5f\u52a0\u901f\u9054\u6210\u8ca1\u5bcc\u81ea\u7531\uff0c\u73fe\u5728\u5c31\u7acb\u99ac\u958b\u59cb<\/a><br>\u27a4<a href=/index.html"https:\/\/\/power-of-compound-interest\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u8907\u5229\u662f\u4ec0\u9ebc\u3011\u8a08\u7b97\u516c\u5f0f\u600e\u9ebc\u7b97\uff1f3\u62db\u5584\u7528\u8907\u5229\u653e\u5927\u8cc7\u7522\u7684\u79d8\u8a23\uff01<\/a><\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u77e5\u9053\u55ce\uff1f\u8ca1\u5bcc\u7684\u7d2f\u7a4d\u548c\u4f60\u662f\u5426\u505a\u597d\u7406\u8ca1\u548c\u6295\u8cc7\u898f\u5283\u662f\u6709\u5f37\u70c8\u7684\u6b63\u76f8\u95dc\u7684\uff0c\u300c\u4f60\u4e0d\u7406\u8ca1\uff0c\u624d\u4e0d\u7406\u4f60\u300d\u9019\u53e5\u8a71\u662f\u78ba\u5be6\u7684\u3002<br \/>\n\u4f46\u662f\u7406\u8ca1\u4e26\u4e0d\u662f\u62fc\u547d\u5b58\u9322\u5c31\u597d\uff0c\u90a3\u7a76\u7adf\u61c9\u8a72\u8981\u5982\u4f55\u505a\u597d\u7406\u8ca1\u898f\u5283\uff1f\u5728\u9019\u7bc7\u6211\u6703\u548c\u4f60\u5206\u4eab\u8b8a\u6709\u9322\u76846\u500b\u7406\u8ca1\u898f\u5283\u6b65\u9a5f\uff0c\u5176\u4e2d\u6700\u5f8c\u4e00\u9805\u6b65\u9a5f\u662f\u6700\u5e38\u88ab\u5ffd\u7565\u537b\u540c\u6642\u5c0d\u5c0f\u8cc7\u65cf\u4f86\u8aaa\u975e\u5e38\u91cd\u8981\u7684\u4e00\u74b0\uff01<\/p>\n","protected":false},"author":1,"featured_media":719,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"table_tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/\/wp-content\/uploads\/2022\/01\/wealth-management.jpg?fit=1280%2C720&ssl=1","_links":{"self":[{"href":"https:\/\/\/wp-json\/wp\/v2\/posts\/43"}],"collection":[{"href":"https:\/\/\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":0,"href":"https:\/\/\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/\/wp-json\/wp\/v2\/media\/719"}],"wp:attachment":[{"href":"https:\/\/\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/\/wp-json\/wp\/v2\/tags?post=43"},{"taxonomy":"table_tags","embeddable":true,"href":"https:\/\/\/wp-json\/wp\/v2\/table_tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}